SGOL vs VTI

SGOL vs VTI

Which is better, SGOL or VTI?

Gold against Large Cap Blend.

VTI has a lower expense ratio. SGOL led over 1Y, 3Y and 5Y, VTI over the full window.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSGOLVTI
Expense Ratio0.17%0.03%Best
AUM$7.4B$666.9B
Dividend Yield0.00%1.03%
Holdings13,543
YTD Return+0.19%+12.28%Best
1Y Return+18.48%Best+16.78%
3Y Return (annualized)+30.81%Best+20.89%
5Y Return (annualized)+19.73%Best+11.94%
Volatility (annualized)16.7%14.8%Best
Max Drawdown-45.5%-35.0%Best
$10,000 over 5 years$24,605Best$17,576
Fund FamilyAberdeenVanguard (US)
CategoryCommodityEquity
StyleGoldLarge Cap Blend
InceptionSep 9, 2009May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2009 to Sep 17, 2026 (17 years).

SGOL vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 17 years both funds cover.

SGOL vs VTI Performance

abrdn Physical Gold Shares ETF (SGOL) is an ETF from Aberdeen and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SGOL returned +18.48% while VTI returned +16.78%. Year to date, SGOL is up 0.19% versus a gain of 12.28% for VTI.

Over three years, SGOL compounded at +30.81% per year against +20.89% for VTI; over five years the annualized figures are +19.73% and +11.94% respectively. Across the full 17-year window we track, VTI has the edge at +12.76% annualized vs +8.76%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SGOL has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 14.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -45.5% for SGOL and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.11. They move largely independently of each other.

Fees and Cost Over Time

SGOL charges 0.17% per year while VTI charges 0.03%. On a $10,000 position that is $17 vs $3 annually, a gap of $14 per year that compounds over a long holding period. On income, SGOL currently yields 0.00% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of SGOL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SGOLVTI

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Frequently Asked Questions

Which is cheaper, SGOL or VTI?

SGOL has an expense ratio of 0.17% while VTI charges 0.03%. VTI is the cheaper option, by $14 a year on a $10,000 investment.

Which performed better, SGOL or VTI?

Over the past year SGOL returned +18.48% vs +16.78% for VTI, so SGOL leads on 1-year performance. Over the longest common window we track (17 years), SGOL annualized +8.76% vs +12.76% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SGOL or VTI?

SGOL has been the more volatile fund at 16.7% annualized versus 14.8% for VTI. Worst drawdown: SGOL -45.5% vs VTI -35.0%.

Should I hold both SGOL and VTI?

SGOL and VTI have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SGOL or VTI?

SGOL yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than SGOL?

VTI has a lower expense ratio. SGOL led over 1Y, 3Y and 5Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.