SIXD vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSIXDVTIWinner
Expense Ratio0.74%0.03%
AUM$388M$663.5B
Dividend Yield0.00%1.07%
Holdings53,543
YTD Return+8.95%+14.22%
1Y Return+12.79%+22.19%
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+12.23%
Volatility (annualized)6.0%15.3%
Max Drawdown-10.9%-56.6%
Fund FamilyAllianzIMVanguard (US)
CategoryAlternativeEquity
InceptionMay 31, 2024May 24, 2001

SIXD vs VTI Performance

AllianzIM US Equity 6 Month Buffer10 Jun/Dec ETF (SIXD) is a ETF from AllianzIM and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SIXD returned +12.79% while VTI returned +22.19%. Year to date, SIXD is up 8.95% versus a gain of 14.22% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.0% for SIXD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.9% for SIXD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SIXD charges 0.74% per year while VTI charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, SIXD currently yields 0.00% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, SIXD or VTI?

SIXD has an expense ratio of 0.74% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, SIXD or VTI?

Over the past year SIXD returned +12.79% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), SIXD annualized +11.11% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, SIXD or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 6.0% for SIXD. Worst drawdown: SIXD -10.9% vs VTI -56.6%.

Should I hold both SIXD and VTI?

SIXD and VTI have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, SIXD or VTI?

SIXD yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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