SJB vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSJBVTIWinner
Expense Ratio0.95%0.03%
AUM$48M$666.9B
Dividend Yield3.59%1.07%
Holdings63,543
YTD Return+0.31%+14.96%
1Y Return+0.43%+22.39%
3Y Return (annualized)-2.64%+21.51%
5Y Return (annualized)-0.72%+12.36%
Volatility (annualized)7.3%15.4%
Max Drawdown-59.7%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionMar 21, 2011May 24, 2001

SJB vs VTI Performance

ProShares Short High Yield (SJB) is a ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SJB returned +0.43% while VTI returned +22.39%. Year to date, SJB is up 0.31% versus a gain of 14.96% for VTI.

Over three years, SJB compounded at -2.64% per year against +21.51% for VTI; over five years the annualized figures are -0.72% and +12.36% respectively. Across the full 15-year window we track, VTI has the edge at +8.16% annualized vs -5.32%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 7.3% for SJB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.7% for SJB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.78. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SJB charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, SJB currently yields 3.59% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

SJB and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SJB or VTI?

SJB has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, SJB or VTI?

Over the past year SJB returned +0.43% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (15 years), SJB annualized -5.32% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, SJB or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 7.3% for SJB. Worst drawdown: SJB -59.7% vs VTI -56.6%.

Should I hold both SJB and VTI?

SJB and VTI have a monthly-return correlation of -0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SJB and VTI?

SJB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, SJB or VTI?

SJB yields 3.59% while VTI yields 1.07%, so SJB currently pays the higher dividend yield.

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