SOFX vs VTI
Defiance Daily Target 2X Long SOFI ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SOFX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.29% | 0.03% | |
| AUM | $75M | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 11 | 3,543 | |
| YTD Return | -69.25% | +14.22% | |
| 1Y Return | -67.29% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 106.2% | 15.3% | |
| Max Drawdown | -84.8% | -56.6% | |
| Fund Family | Defiance ETFs, LLC | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jan 15, 2025 | May 24, 2001 |
SOFX vs VTI Performance
Defiance Daily Target 2X Long SOFI ETF (SOFX) is a ETF from Defiance ETFs, LLC and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SOFX returned -67.29% while VTI returned +22.19%. Year to date, SOFX is down 69.25% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
SOFX has been the more volatile fund, with annualized monthly volatility of 106.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -84.8% for SOFX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SOFX charges 1.29% per year while VTI charges 0.03%. On a $10,000 position that is $129 vs $3 annually, a gap of $126 per year that compounds over a long holding period. On income, SOFX currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
SOFX and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SOFX or VTI?
SOFX has an expense ratio of 1.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $126 per year of difference.
Which performed better, SOFX or VTI?
Over the past year SOFX returned -67.29% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), SOFX annualized -36.74% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, SOFX or VTI?
SOFX has been the more volatile fund at 106.2% annualized versus 15.3% for VTI. Worst drawdown: SOFX -84.8% vs VTI -56.6%.
Should I hold both SOFX and VTI?
SOFX and VTI have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SOFX and VTI?
SOFX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, SOFX or VTI?
SOFX yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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