SPDW vs VIITX

Quick Verdict

VIITX has a lower expense ratio. SPDW delivered stronger 1-year returns. SPDW offers more diversification with 2348 holdings.

Lower Fees: VIITXHigher Returns: SPDWMore Diversified: SPDW

Side-by-Side Comparison

MetricSPDWVIITXWinner
Expense Ratio0.03%0.02%
AUM$40.0B-
Dividend Yield3.02%4.56%
Holdings2,4402,599
YTD Return+17.66%-2.03%
1Y Return+29.00%-1.44%
3Y Return (annualized)+20.29%+0.54%
5Y Return (annualized)+9.83%-2.33%
Volatility (annualized)17.6%4.2%
Max Drawdown-62.2%-15.0%
Fund FamilySPDR State Street Global AdvisorsVanguard (US)
CategoryEquityFixed Income
InceptionApr 20, 2007Dec 1, 1997

SPDW vs VIITX Performance

State Street SPDR Portfolio Developed World ex-US ETF (SPDW) is a ETF from SPDR State Street Global Advisors and Vanguard Institutional Intermediate Term Bond Fund Institutional Plus Class (VIITX) is a mutual fund from Vanguard (US). Over the past year SPDW returned +29.00% while VIITX returned -1.44%. Year to date, SPDW is up 17.66% versus a loss of 2.03% for VIITX.

Over three years, SPDW compounded at +20.29% per year against +0.54% for VIITX; over five years the annualized figures are +9.83% and -2.33% respectively. Across the full 5-year window we track, SPDW has the edge at +3.21% annualized vs -2.33%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPDW has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 4.2% for VIITX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.2% for SPDW and -15.0% for VIITX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPDW charges 0.03% per year while VIITX charges 0.02%. On a $10,000 position that is $3 vs $2 annually, a gap of $1 per year that compounds over a long holding period. On income, SPDW currently yields 3.02% against 4.56% for VIITX.

Holdings Overlap

0.0%overlap

SPDW and VIITX share 0 holdings out of 3533 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPDW or VIITX?

SPDW has an expense ratio of 0.03% while VIITX charges 0.02%. VIITX is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, SPDW or VIITX?

Over the past year SPDW returned +29.00% vs -1.44% for VIITX, so SPDW leads on 1-year performance. Over the longest common window we track (5 years), SPDW annualized +3.21% vs -2.33% for VIITX. Past performance does not guarantee future results.

Which is riskier, SPDW or VIITX?

SPDW has been the more volatile fund at 17.6% annualized versus 4.2% for VIITX. Worst drawdown: SPDW -62.2% vs VIITX -15.0%.

Should I hold both SPDW and VIITX?

SPDW and VIITX have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPDW and VIITX?

SPDW and VIITX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3533 unique securities.

Which pays a higher dividend, SPDW or VIITX?

SPDW yields 3.02% while VIITX yields 4.56%, so VIITX currently pays the higher dividend yield.

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