SPDW vs VIPIX

Quick Verdict

SPDW has a lower expense ratio. SPDW delivered stronger 1-year returns. SPDW offers more diversification with 2348 holdings.

Lower Fees: SPDWHigher Returns: SPDWMore Diversified: SPDW

Side-by-Side Comparison

MetricSPDWVIPIXWinner
Expense Ratio0.03%0.07%
AUM$40.0B$12.5B
Dividend Yield3.02%3.54%
Holdings2,44063
YTD Return+17.66%-1.07%
1Y Return+29.00%-3.04%
3Y Return (annualized)+20.29%-0.43%
5Y Return (annualized)+9.83%-4.84%
Volatility (annualized)17.6%6.7%
Max Drawdown-62.2%-24.5%
Fund FamilySPDR State Street Global AdvisorsVanguard (US)
CategoryEquityFixed Income
InceptionApr 20, 2007Dec 12, 2003

SPDW vs VIPIX Performance

State Street SPDR Portfolio Developed World ex-US ETF (SPDW) is a ETF from SPDR State Street Global Advisors and Vanguard Inflation Protected Securities Fund Insti Shs (VIPIX) is a mutual fund from Vanguard (US). Over the past year SPDW returned +29.00% while VIPIX returned -3.04%. Year to date, SPDW is up 17.66% versus a loss of 1.07% for VIPIX.

Over three years, SPDW compounded at +20.29% per year against -0.43% for VIPIX; over five years the annualized figures are +9.83% and -4.84% respectively. Across the full 5-year window we track, SPDW has the edge at +3.21% annualized vs -4.84%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPDW has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 6.7% for VIPIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.2% for SPDW and -24.5% for VIPIX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPDW charges 0.03% per year while VIPIX charges 0.07%. On a $10,000 position that is $3 vs $7 annually, a gap of $4 per year that compounds over a long holding period. On income, SPDW currently yields 3.02% against 3.54% for VIPIX.

Holdings Overlap

0.0%overlap

SPDW and VIPIX share 0 holdings out of 2403 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPDW or VIPIX?

SPDW has an expense ratio of 0.03% while VIPIX charges 0.07%. SPDW is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, SPDW or VIPIX?

Over the past year SPDW returned +29.00% vs -3.04% for VIPIX, so SPDW leads on 1-year performance. Over the longest common window we track (5 years), SPDW annualized +3.21% vs -4.84% for VIPIX. Past performance does not guarantee future results.

Which is riskier, SPDW or VIPIX?

SPDW has been the more volatile fund at 17.6% annualized versus 6.7% for VIPIX. Worst drawdown: SPDW -62.2% vs VIPIX -24.5%.

Should I hold both SPDW and VIPIX?

SPDW and VIPIX have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPDW and VIPIX?

SPDW and VIPIX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2403 unique securities.

Which pays a higher dividend, SPDW or VIPIX?

SPDW yields 3.02% while VIPIX yields 3.54%, so VIPIX currently pays the higher dividend yield.

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