SPDW vs VTIP

Quick Verdict

SPDW delivered stronger 1-year returns. SPDW offers more diversification with 2348 holdings.

Lower Fees: TiedHigher Returns: SPDWMore Diversified: SPDW

Side-by-Side Comparison

MetricSPDWVTIPWinner
Expense Ratio0.03%0.03%
AUM$40.0B$19.3B
Dividend Yield3.02%3.60%
Holdings2,44027
YTD Return+16.58%+1.87%
1Y Return+30.06%+3.01%
3Y Return (annualized)+19.68%+5.37%
5Y Return (annualized)+9.87%+3.39%
Volatility (annualized)17.6%2.4%
Max Drawdown-62.2%-7.1%
Fund FamilySPDR State Street Global AdvisorsVanguard (US)
CategoryEquityFixed Income
InceptionApr 20, 2007Oct 12, 2012

SPDW vs VTIP Performance

State Street SPDR Portfolio Developed World ex-US ETF (SPDW) is a ETF from SPDR State Street Global Advisors and Vanguard Short-Term Inflation-Protected Securities ETF (VTIP) is a ETF from Vanguard (US). Over the past year SPDW returned +30.06% while VTIP returned +3.01%. Year to date, SPDW is up 16.58% versus a gain of 1.87% for VTIP.

Over three years, SPDW compounded at +19.68% per year against +5.37% for VTIP; over five years the annualized figures are +9.87% and +3.39% respectively. Across the full 14-year window we track, SPDW has the edge at +3.17% annualized vs +1.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPDW has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 2.4% for VTIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.2% for SPDW and -7.1% for VTIP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPDW charges 0.03% per year while VTIP charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SPDW currently yields 3.02% against 3.60% for VTIP.

Holdings Overlap

0.0%overlap

SPDW and VTIP share 0 holdings out of 2371 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPDW or VTIP?

SPDW has an expense ratio of 0.03% while VTIP charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, SPDW or VTIP?

Over the past year SPDW returned +30.06% vs +3.01% for VTIP, so SPDW leads on 1-year performance. Over the longest common window we track (14 years), SPDW annualized +3.17% vs +1.58% for VTIP. Past performance does not guarantee future results.

Which is riskier, SPDW or VTIP?

SPDW has been the more volatile fund at 17.6% annualized versus 2.4% for VTIP. Worst drawdown: SPDW -62.2% vs VTIP -7.1%.

Should I hold both SPDW and VTIP?

SPDW and VTIP have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPDW and VTIP?

SPDW and VTIP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2371 unique securities.

Which pays a higher dividend, SPDW or VTIP?

SPDW yields 3.02% while VTIP yields 3.60%, so VTIP currently pays the higher dividend yield.

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