SPSK vs VTI
SP Funds Dow Jones Global Sukuk ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SPSK or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPSK | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $453M | $690.1B |
| Dividend Yield | 4.60% | 1.03% |
| Holdings | 342 | 3,524 |
| YTD Return | -1.86% | +14.54%Best |
| 1Y Return | -1.15% | +16.83%Best |
| 3Y Return (annualized) | +3.93% | +22.56%Best |
| 5Y Return (annualized) | +0.59% | +12.76%Best |
| Volatility (annualized) | 4.7%Best | 17.3% |
| Max Drawdown | -13.1%Best | -35.0% |
| $10,000 over 5 years | $10,299 | $18,230Best |
| Fund Family | SP Funds | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Dec 27, 2019 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 30, 2019 to Oct 9, 2026 (6.8 years).
SPSK vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPSK vs VTI Performance
SP Funds Dow Jones Global Sukuk ETF (SPSK) is an ETF from SP Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SPSK returned -1.15% while VTI returned +16.83%. Year to date, SPSK is down 1.86% versus a gain of 14.54% for VTI.
Over three years, SPSK compounded at +3.93% per year against +22.56% for VTI; over five years the annualized figures are +0.59% and +12.76% respectively. Across the full 7-year window we track, VTI has the edge at +14.70% annualized vs +0.43%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 4.7% for SPSK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for SPSK and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SPSK charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, SPSK currently yields 4.60% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 10 holdings in SPSK and 3,463 in VTI, totalling 6.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in SPSK and 3,463 in VTI, against full books of 342 and 3,524.
You are not choosing between two funds in isolation.
Whichever of SPSK and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPSK or VTI?
SPSK has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, SPSK or VTI?
Over the past year SPSK returned -1.15% vs +16.83% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), SPSK annualized +0.43% vs +14.70% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPSK or VTI?
VTI has been the more volatile fund at 17.3% annualized versus 4.7% for SPSK. Worst drawdown: SPSK -13.1% vs VTI -35.0%.
Should I hold both SPSK and VTI?
SPSK and VTI have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SPSK or VTI?
SPSK yields 4.60% while VTI yields 1.03%, so SPSK currently pays the higher dividend yield.
Is VTI better than SPSK?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.