SPUC vs VYM
Simplify US Equity Income ETF vs Vanguard High Dividend Yield ETF
Which is better, SPUC or VYM?
Large Cap Blend against Large Cap Value.
VYM has a lower expense ratio. SPUC led over 3Y, 5Y and the full window, VYM over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPUC | VYM |
|---|---|---|
| Expense Ratio | 0.53% | 0.04%Best |
| AUM | $233M | $81.6B |
| Dividend Yield | 13.20% | 2.22% |
| Holdings | 4 | 613 |
| YTD Return | +13.17%Best | +11.47% |
| 1Y Return | +11.80% | +15.94%Best |
| 3Y Return (annualized) | +25.14%Best | +18.03% |
| 5Y Return (annualized) | +13.44%Best | +12.35% |
| Volatility (annualized) | 19.4% | 13.9%Best |
| Max Drawdown | -29.2% | -15.8%Best |
| $10,000 over 5 years | $18,786Best | $17,901 |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 3, 2020 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 4, 2020 to Sep 21, 2026 (6 years).
SPUC vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.
SPUC vs VYM Performance
Simplify US Equity Income ETF (SPUC) is an ETF from Simplify Exchange Traded Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year SPUC returned +11.80% while VYM returned +15.94%. Year to date, SPUC is up 13.17% versus a gain of 11.47% for VYM.
Over three years, SPUC compounded at +25.14% per year against +18.03% for VYM; over five years the annualized figures are +13.44% and +12.35% respectively. Across the full 6-year window we track, SPUC has the edge at +15.92% annualized vs +14.23%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPUC has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 13.9% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.2% for SPUC and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPUC charges 0.53% per year while VYM charges 0.04%. On a $10,000 position that is $53 vs $4 annually, a gap of $49 per year that compounds over a long holding period. On income, SPUC currently yields 13.20% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 1 holding in SPUC and 557 in VYM, totalling 0.1% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in SPUC and 557 in VYM, against full books of 4 and 613.
You are not choosing between two funds in isolation.
Whichever of SPUC and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPUC or VYM?
SPUC has an expense ratio of 0.53% while VYM charges 0.04%. VYM is the cheaper option, by $49 a year on a $10,000 investment.
Which performed better, SPUC or VYM?
Over the past year SPUC returned +11.80% vs +15.94% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), SPUC annualized +15.92% vs +14.23% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPUC or VYM?
SPUC has been the more volatile fund at 19.4% annualized versus 13.9% for VYM. Worst drawdown: SPUC -29.2% vs VYM -15.8%.
Should I hold both SPUC and VYM?
SPUC and VYM have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SPUC or VYM?
SPUC yields 13.20% while VYM yields 2.22%, so SPUC currently pays the higher dividend yield.
Is VYM better than SPUC?
VYM has a lower expense ratio. SPUC led over 3Y, 5Y and the full window, VYM over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.