SPUC vs VYM
Simplify US Equity Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | SPUC | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.53% | 0.04% | |
| AUM | $141M | $79.0B | |
| Dividend Yield | 11.16% | 2.86% | |
| Holdings | 5 | 568 | |
| YTD Return | +12.99% | +16.10% | |
| 1Y Return | +21.44% | +25.99% | |
| 3Y Return (annualized) | +23.30% | +18.29% | |
| 5Y Return (annualized) | +12.96% | +12.35% | |
| Volatility (annualized) | 19.5% | 14.6% | |
| Max Drawdown | -29.2% | -58.8% | |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 3, 2020 | Nov 10, 2006 |
SPUC vs VYM Performance
Simplify US Equity Income ETF (SPUC) is a ETF from Simplify Exchange Traded Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SPUC returned +21.44% while VYM returned +25.99%. Year to date, SPUC is up 12.99% versus a gain of 16.10% for VYM.
Over three years, SPUC compounded at +23.30% per year against +18.29% for VYM; over five years the annualized figures are +12.96% and +12.35% respectively. Across the full 6-year window we track, SPUC has the edge at +16.22% annualized vs +7.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPUC has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.2% for SPUC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPUC charges 0.53% per year while VYM charges 0.04%. On a $10,000 position that is $53 vs $4 annually, a gap of $49 per year that compounds over a long holding period. On income, SPUC currently yields 11.16% against 2.86% for VYM.
Holdings Overlap
SPUC and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPUC or VYM?
SPUC has an expense ratio of 0.53% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, SPUC or VYM?
Over the past year SPUC returned +21.44% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), SPUC annualized +16.22% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, SPUC or VYM?
SPUC has been the more volatile fund at 19.5% annualized versus 14.6% for VYM. Worst drawdown: SPUC -29.2% vs VYM -58.8%.
Should I hold both SPUC and VYM?
SPUC and VYM have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SPUC and VYM?
SPUC and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, SPUC or VYM?
SPUC yields 11.16% while VYM yields 2.86%, so SPUC currently pays the higher dividend yield.
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