SPWO vs VTI
SP Funds S&P World (ex-US) ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SPWO delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SPWO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $212M | $666.9B | |
| Dividend Yield | 1.10% | 1.07% | |
| Holdings | 384 | 3,543 | |
| YTD Return | +21.49% | +13.14% | |
| 1Y Return | +39.29% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 15.9% | 15.3% | |
| Max Drawdown | -18.1% | -56.6% | |
| Fund Family | SP Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 19, 2023 | May 24, 2001 |
SPWO vs VTI Performance
SP Funds S&P World (ex-US) ETF (SPWO) is a ETF from SP Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPWO returned +39.29% while VTI returned +22.35%. Year to date, SPWO is up 21.49% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
SPWO has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for SPWO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPWO charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, SPWO currently yields 1.10% against 1.07% for VTI.
Holdings Overlap
SPWO and VTI share 4 holdings out of 3149 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPWO or VTI?
SPWO has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, SPWO or VTI?
Over the past year SPWO returned +39.29% vs +22.35% for VTI, so SPWO leads on 1-year performance. Over the longest common window we track (3 years), SPWO annualized +23.71% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, SPWO or VTI?
SPWO has been the more volatile fund at 15.9% annualized versus 15.3% for VTI. Worst drawdown: SPWO -18.1% vs VTI -56.6%.
Should I hold both SPWO and VTI?
SPWO and VTI have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SPWO and VTI?
SPWO and VTI share 4 common holdings with a 0.1% weight overlap. Combined, they hold 3149 unique securities.
Which pays a higher dividend, SPWO or VTI?
SPWO yields 1.10% while VTI yields 1.07%, so SPWO currently pays the higher dividend yield.
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