SPWO vs VTI
SP Funds S&P World (ex-US) ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SPWO or VTI?
SPWO has been ahead.
VTI has a lower expense ratio. SPWO led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPWO | VTI |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $222M | $666.9B |
| Dividend Yield | 1.06% | 1.03% |
| Holdings | 384 | 3,543 |
| YTD Return | +18.88%Best | +12.28% |
| 1Y Return | +27.43%Best | +16.78% |
| 3Y Return (annualized) | - | +20.89% |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 15.7% | 12.1%Best |
| Max Drawdown | -18.1%Best | -19.3% |
| $10,000 over 2.7 years | $17,122Best | $16,456 |
| Top 10 Weight | 41.1% | 33.3%Best |
| Fund Family | SP Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 19, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 20, 2023 to Sep 17, 2026 (2.7 years).
SPWO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
SPWO vs VTI Performance
SP Funds S&P World (ex-US) ETF (SPWO) is an ETF from SP Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SPWO returned +27.43% while VTI returned +16.78%. Year to date, SPWO is up 18.88% versus a gain of 12.28% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPWO has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for SPWO and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPWO charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, SPWO currently yields 1.06% against 1.03% for VTI.
Holdings Overlap
0.3% of SPWO's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings SPWO also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 367 positions we hold weights for in SPWO and 3,463 in VTI, against full books of 384 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for SPWO (97.5% of the fund), and 72 for SPWO that do not appear in VTI (11.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SPWO and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPWO or VTI?
SPWO has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, SPWO or VTI?
Over the past year SPWO returned +27.43% vs +16.78% for VTI, so SPWO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPWO or VTI?
SPWO has been the more volatile fund at 15.7% annualized versus 12.1% for VTI. Worst drawdown: SPWO -18.1% vs VTI -19.3%.
Should I hold both SPWO and VTI?
SPWO and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SPWO or VTI?
SPWO yields 1.06% while VTI yields 1.03%, so SPWO currently pays the higher dividend yield.
Is VTI better than SPWO?
VTI has a lower expense ratio. SPWO led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.