SPY vs STOT
State Street SPDR S&P 500 ETF Trust vs State Street DoubleLine Short Duration Total Return Tactical ETF
Which is better, SPY or STOT?
Large Cap Blend against Short Term Bond.
SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | STOT |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.45% |
| AUM | $804.7B | $530M |
| Dividend Yield | 0.98% | 4.44% |
| Holdings | 505 | 582 |
| YTD Return | +11.52%Best | -1.50% |
| 1Y Return | +17.48%Best | -0.29% |
| 3Y Return (annualized) | +20.62%Best | +3.92% |
| 5Y Return (annualized) | +12.73%Best | +2.17% |
| Volatility (annualized) | 15.2% | 2.1%Best |
| Max Drawdown | -34.1% | -6.1%Best |
| $10,000 over 5 years | $18,205Best | $11,133 |
| Fund Family | State Street Investment Management | State Street Investment Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term Bond |
| Inception | Jan 22, 1993 | Apr 13, 2016 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 14, 2016 to Sep 10, 2026 (10.4 years).
SPY vs STOT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs STOT Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and State Street DoubleLine Short Duration Total Return Tactical ETF (STOT) is an ETF from State Street Investment Management. Over the past year SPY returned +17.48% while STOT returned -0.29%. Year to date, SPY is up 11.52% versus a loss of 1.50% for STOT.
Over three years, SPY compounded at +20.62% per year against +3.92% for STOT; over five years the annualized figures are +12.73% and +2.17% respectively. Across the full 10-year window we track, SPY has the edge at +14.04% annualized vs +2.09%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 2.1% for STOT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.1% for SPY and -6.1% for STOT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SPY charges 0.09% per year while STOT charges 0.45%. On a $10,000 position that is $9 vs $45 annually, a gap of $36 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 4.44% for STOT.
You are not choosing between two funds in isolation.
Whichever of SPY and STOT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or STOT?
SPY has an expense ratio of 0.09% while STOT charges 0.45%. SPY is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, SPY or STOT?
Over the past year SPY returned +17.48% vs -0.29% for STOT, so SPY leads on 1-year performance. Over the longest common window we track (10 years), SPY annualized +14.04% vs +2.09% for STOT. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPY or STOT?
SPY has been the more volatile fund at 15.2% annualized versus 2.1% for STOT. Worst drawdown: SPY -34.1% vs STOT -6.1%.
Should I hold both SPY and STOT?
SPY and STOT have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SPY or STOT?
SPY yields 0.98% while STOT yields 4.44%, so STOT currently pays the higher dividend yield.
Is STOT better than SPY?
SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.