SPY vs STXT
State Street SPDR S&P 500 ETF Trust vs Strive Total Return Bond ETF
Which is better, SPY or STXT?
Large Cap Blend against High Yield Bond.
SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | STXT |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.49% |
| AUM | $804.7B | $119M |
| Dividend Yield | 0.98% | 4.96% |
| Holdings | 505 | 212 |
| YTD Return | +12.22%Best | -1.05% |
| 1Y Return | +16.97%Best | -0.93% |
| 3Y Return (annualized) | +21.16%Best | +3.71% |
| 5Y Return (annualized) | +13.00% | - |
| Volatility (annualized) | 12.8% | 5.5%Best |
| Max Drawdown | -18.8% | -5.8%Best |
| $10,000 over 3.1 years | $17,735Best | $11,085 |
| Fund Family | State Street Investment Management | Strive Asset Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | High Yield Bond |
| Inception | Jan 22, 1993 | Aug 10, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 10, 2023 to Sep 17, 2026 (3.1 years).
SPY vs STXT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
SPY vs STXT Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Strive Total Return Bond ETF (STXT) is an ETF from Strive Asset Management. Over the past year SPY returned +16.97% while STXT returned -0.93%. Year to date, SPY is up 12.22% versus a loss of 1.05% for STXT.
Over three years, SPY compounded at +21.16% per year against +3.71% for STXT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 5.5% for STXT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for SPY and -5.8% for STXT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SPY charges 0.09% per year while STXT charges 0.49%. On a $10,000 position that is $9 vs $49 annually, a gap of $40 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 4.96% for STXT.
Holdings Overlap
We hold position weights for 504 holdings in SPY and 137 in STXT, totalling 99.9% and 47.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 504 positions we hold weights for in SPY and 137 in STXT, against full books of 505 and 212.
You are not choosing between two funds in isolation.
Whichever of SPY and STXT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or STXT?
SPY has an expense ratio of 0.09% while STXT charges 0.49%. SPY is the cheaper option, by $40 a year on a $10,000 investment.
Which performed better, SPY or STXT?
Over the past year SPY returned +16.97% vs -0.93% for STXT, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPY or STXT?
SPY has been the more volatile fund at 12.8% annualized versus 5.5% for STXT. Worst drawdown: SPY -18.8% vs STXT -5.8%.
Should I hold both SPY and STXT?
SPY and STXT have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SPY or STXT?
SPY yields 0.98% while STXT yields 4.96%, so STXT currently pays the higher dividend yield.
Is STXT better than SPY?
SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.