SPY vs TEMX

SPY vs TEMX

Which is better, SPY or TEMX?

Large Cap Blend against Large Cap Growth.

SPY has a lower expense ratio. TEMX led over 1Y and the full window.

Lower Fees: SPYHigher Returns: TEMX

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPYTEMX
Expense Ratio0.09%Best0.80%
AUM$804.7B$13M
Dividend Yield0.98%0.87%
Holdings50553
YTD Return+12.22%+22.63%Best
1Y Return+16.97%+27.59%Best
3Y Return (annualized)+21.16%-
5Y Return (annualized)+13.00%-
Volatility (annualized)13.1%Best20.8%
Max Drawdown-16.2%Best-16.8%
$10,000 over 1.6 years$13,147$15,250Best
Fund FamilyState Street Investment ManagementTouchstone Investments
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Growth
InceptionJan 22, 1993Feb 24, 2025

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 26, 2025 to Sep 17, 2026 (1.6 years).

SPY vs TEMX growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.

SPY vs TEMX Performance

State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Touchstone Sands Capital Emerging Markets ex-China Growth ETF (TEMX) is an ETF from Touchstone Investments. Over the past year SPY returned +16.97% while TEMX returned +27.59%. Year to date, SPY is up 12.22% versus a gain of 22.63% for TEMX.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TEMX has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 13.1% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.2% for SPY and -16.8% for TEMX. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPY charges 0.09% per year while TEMX charges 0.80%. On a $10,000 position that is $9 vs $80 annually, a gap of $71 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 0.87% for TEMX.

Holdings Overlap

We hold position weights for 504 holdings in SPY and 42 in TEMX, totalling 99.9% and 89.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 504 positions we hold weights for in SPY and 42 in TEMX, against full books of 505 and 53.

You are not choosing between two funds in isolation.

Whichever of SPY and TEMX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SPYTEMX

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Frequently Asked Questions

Which is cheaper, SPY or TEMX?

SPY has an expense ratio of 0.09% while TEMX charges 0.80%. SPY is the cheaper option, by $71 a year on a $10,000 investment.

Which performed better, SPY or TEMX?

Over the past year SPY returned +16.97% vs +27.59% for TEMX, so TEMX leads on 1-year performance. Over the longest common window we track (2 years), SPY annualized +18.65% vs +30.18% for TEMX. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SPY or TEMX?

TEMX has been the more volatile fund at 20.8% annualized versus 13.1% for SPY. Worst drawdown: SPY -16.2% vs TEMX -16.8%.

Should I hold both SPY and TEMX?

SPY and TEMX have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SPY or TEMX?

SPY yields 0.98% while TEMX yields 0.87%, so SPY currently pays the higher dividend yield.

Is TEMX better than SPY?

SPY has a lower expense ratio. TEMX led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.