SPY vs WEBS

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricSPYWEBSWinner
Expense Ratio0.09%1.07%
AUM$789.1B$8M
Dividend Yield1.01%2.83%
Holdings5056
YTD Return+13.39%-30.77%
1Y Return+22.52%-29.05%
3Y Return (annualized)+21.36%-49.82%
5Y Return (annualized)+13.19%-36.27%
Volatility (annualized)15.3%65.5%
Max Drawdown-56.5%-99.7%
Fund FamilyState Street Investment ManagementDirexion Shares ETF Trust
CategoryEquityAlternative
InceptionJan 22, 1993Nov 7, 2019

SPY vs WEBS Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Direxion Daily Dow Jones Internet Bear 3X ETF (WEBS) is a ETF from Direxion Shares ETF Trust. Over the past year SPY returned +22.52% while WEBS returned -29.05%. Year to date, SPY is up 13.39% versus a loss of 30.77% for WEBS.

Over three years, SPY compounded at +21.36% per year against -49.82% for WEBS; over five years the annualized figures are +13.19% and -36.27% respectively. Across the full 7-year window we track, SPY has the edge at +8.84% annualized vs -52.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WEBS has been the more volatile fund, with annualized monthly volatility of 65.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -99.7% for WEBS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.76. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while WEBS charges 1.07%. On a $10,000 position that is $9 vs $107 annually, a gap of $98 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 2.83% for WEBS.

Holdings Overlap

0.0%overlap

SPY and WEBS share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or WEBS?

SPY has an expense ratio of 0.09% while WEBS charges 1.07%. SPY is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, SPY or WEBS?

Over the past year SPY returned +22.52% vs -29.05% for WEBS, so SPY leads on 1-year performance. Over the longest common window we track (7 years), SPY annualized +8.84% vs -52.45% for WEBS. Past performance does not guarantee future results.

Which is riskier, SPY or WEBS?

WEBS has been the more volatile fund at 65.5% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs WEBS -99.7%.

Should I hold both SPY and WEBS?

SPY and WEBS have a monthly-return correlation of -0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and WEBS?

SPY and WEBS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, SPY or WEBS?

SPY yields 1.01% while WEBS yields 2.83%, so WEBS currently pays the higher dividend yield.

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