SPY vs WZRD

SPY vs WZRD
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricSPYWZRDWinner
Expense Ratio0.09%1.07%
AUM$821.1B$16M
Dividend Yield1.01%-
Holdings50520
YTD Return+12.68%-96.09%
1Y Return+21.82%-96.58%
3Y Return (annualized)+21.98%-
5Y Return (annualized)+12.89%-
Volatility (annualized)15.3%86.5%
Max Drawdown-56.5%-98.2%
Fund FamilyState Street Investment ManagementOpportunistic Trader
CategoryEquityEquity
InceptionJan 22, 1993Mar 19, 2024

SPY vs WZRD Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Opportunistic Trader ETF (WZRD) is a ETF from Opportunistic Trader. Over the past year SPY returned +21.82% while WZRD returned -96.58%. Year to date, SPY is up 12.68% versus a loss of 96.09% for WZRD.

Risk: Volatility and Drawdowns

WZRD has been the more volatile fund, with annualized monthly volatility of 86.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -98.2% for WZRD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.17. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while WZRD charges 1.07%. On a $10,000 position that is $9 vs $107 annually, a gap of $98 per year that compounds over a long holding period.

Frequently Asked Questions

Which is cheaper, SPY or WZRD?

SPY has an expense ratio of 0.09% while WZRD charges 1.07%. SPY is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, SPY or WZRD?

Over the past year SPY returned +21.82% vs -96.58% for WZRD, so SPY leads on 1-year performance. Over the longest common window we track (1 years), SPY annualized +8.81% vs -94.37% for WZRD. Past performance does not guarantee future results.

Which is riskier, SPY or WZRD?

WZRD has been the more volatile fund at 86.5% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs WZRD -98.2%.

Should I hold both SPY and WZRD?

SPY and WZRD have a monthly-return correlation of -0.17, so combining them can provide real diversification depending on your allocation goals.

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