SPY vs XBCI
State Street SPDR S&P 500 ETF Trust vs NEOS Boosted Bitcoin High Income ETF
Quick Verdict
SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SPY | XBCI | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.98% | |
| AUM | $821.1B | $115M | |
| Dividend Yield | 1.01% | 26.17% | |
| Holdings | 505 | 1 | |
| YTD Return | +14.24% | -22.00% | |
| 1Y Return | +21.71% | - | |
| 3Y Return (annualized) | +22.10% | - | |
| 5Y Return (annualized) | +13.21% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.5% | -37.3% | |
| Fund Family | State Street Investment Management | NEOS | |
| Category | Equity | Alternative | |
| Inception | Jan 22, 1993 | Feb 2, 2026 |
SPY vs XBCI Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and NEOS Boosted Bitcoin High Income ETF (XBCI) is a ETF from NEOS. Year to date, SPY is up 14.24% versus a loss of 22.00% for XBCI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for SPY and -37.3% for XBCI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPY charges 0.09% per year while XBCI charges 0.98%. On a $10,000 position that is $9 vs $98 annually, a gap of $89 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 26.17% for XBCI.
Holdings Overlap
SPY and XBCI share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPY or XBCI?
SPY has an expense ratio of 0.09% while XBCI charges 0.98%. SPY is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
What is the holdings overlap between SPY and XBCI?
SPY and XBCI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.
Which pays a higher dividend, SPY or XBCI?
SPY yields 1.01% while XBCI yields 26.17%, so XBCI currently pays the higher dividend yield.
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