SPY vs XMVM

Quick Verdict

SPY has a lower expense ratio. XMVM delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: XMVMMore Diversified: SPY

Side-by-Side Comparison

MetricSPYXMVMWinner
Expense Ratio0.09%0.39%
AUM$789.1B$502M
Dividend Yield1.01%1.88%
Holdings50581
YTD Return+14.47%+17.88%
1Y Return+21.96%+32.47%
3Y Return (annualized)+21.70%+18.23%
5Y Return (annualized)+13.30%+12.02%
Volatility (annualized)15.3%19.1%
Max Drawdown-56.5%-63.8%
Fund FamilyState Street Investment ManagementInvesco (US)
CategoryEquityEquity
InceptionJan 22, 1993Mar 3, 2005

SPY vs XMVM Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Invesco S&P MidCap Value with Momentum ETF (XMVM) is a ETF from Invesco (US). Over the past year SPY returned +21.96% while XMVM returned +32.47%. Year to date, SPY is up 14.47% versus a gain of 17.88% for XMVM.

Over three years, SPY compounded at +21.70% per year against +18.23% for XMVM; over five years the annualized figures are +13.30% and +12.02% respectively. Across the full 21-year window we track, SPY has the edge at +8.87% annualized vs +8.25%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XMVM has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -63.8% for XMVM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPY charges 0.09% per year while XMVM charges 0.39%. On a $10,000 position that is $9 vs $39 annually, a gap of $30 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.88% for XMVM.

Holdings Overlap

0.0%overlap

SPY and XMVM share 0 holdings out of 583 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or XMVM?

SPY has an expense ratio of 0.09% while XMVM charges 0.39%. SPY is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, SPY or XMVM?

Over the past year SPY returned +21.96% vs +32.47% for XMVM, so XMVM leads on 1-year performance. Over the longest common window we track (21 years), SPY annualized +8.87% vs +8.25% for XMVM. Past performance does not guarantee future results.

Which is riskier, SPY or XMVM?

XMVM has been the more volatile fund at 19.1% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs XMVM -63.8%.

Should I hold both SPY and XMVM?

SPY and XMVM have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and XMVM?

SPY and XMVM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 583 unique securities.

Which pays a higher dividend, SPY or XMVM?

SPY yields 1.01% while XMVM yields 1.88%, so XMVM currently pays the higher dividend yield.

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