SPY vs XRPC
State Street SPDR S&P 500 ETF Trust vs Canary XRP ETF
Quick Verdict
SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | SPY | XRPC | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.50% | |
| AUM | $789.1B | $252M | |
| Dividend Yield | 1.01% | 0.00% | |
| Holdings | 505 | 2 | |
| YTD Return | +14.47% | -49.19% | |
| 1Y Return | +21.96% | - | |
| 3Y Return (annualized) | +21.70% | - | |
| 5Y Return (annualized) | +13.30% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.5% | -56.7% | |
| Fund Family | State Street Investment Management | Canary Capital Group LLC | |
| Category | Equity | Alternative | |
| Inception | Jan 22, 1993 | Nov 13, 2025 |
SPY vs XRPC Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Canary XRP ETF (XRPC) is a ETF from Canary Capital Group LLC. Year to date, SPY is up 14.47% versus a loss of 49.19% for XRPC.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for SPY and -56.7% for XRPC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPY charges 0.09% per year while XRPC charges 0.50%. On a $10,000 position that is $9 vs $50 annually, a gap of $41 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for XRPC.
Frequently Asked Questions
Which is cheaper, SPY or XRPC?
SPY has an expense ratio of 0.09% while XRPC charges 0.50%. SPY is the cheaper option. On a $10,000 investment, that is $41 per year of difference.
Which pays a higher dividend, SPY or XRPC?
SPY yields 1.01% while XRPC yields 0.00%, so SPY currently pays the higher dividend yield.
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