SPY vs XXV
State Street SPDR S&P 500 ETF Trust vs Simplify Ancorato Target 25 Distribution ETF
Which is better, SPY or XXV?
Large Cap Blend against Option Writing.
SPY has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | XXV |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.85% |
| AUM | $804.7B | $50M |
| Dividend Yield | 0.98% | 19.40% |
| Holdings | 505 | 50 |
| YTD Return | +12.47%Best | +8.64% |
| 1Y Return | +17.51% | - |
| 3Y Return (annualized) | +21.18% | - |
| 5Y Return (annualized) | +12.88% | - |
| Fund Family | State Street Investment Management | Simplify Exchange Traded Funds |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | Jan 22, 1993 | Nov 17, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SPY vs XXV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs XXV Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Simplify Ancorato Target 25 Distribution ETF (XXV) is an ETF from Simplify Exchange Traded Funds. Year to date, SPY is up 12.47% versus a gain of 8.64% for XXV.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while XXV charges 0.85%. On a $10,000 position that is $9 vs $85 annually, a gap of $76 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 19.40% for XXV.
Holdings Overlap
We hold position weights for 504 holdings in SPY and 1 in XXV, totalling 100.0% and 49.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 504 positions we hold weights for in SPY and 1 in XXV, against full books of 505 and 50.
You are not choosing between two funds in isolation.
Whichever of SPY and XXV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or XXV?
SPY has an expense ratio of 0.09% while XXV charges 0.85%. SPY is the cheaper option, by $76 a year on a $10,000 investment.
Which pays a higher dividend, SPY or XXV?
SPY yields 0.98% while XXV yields 19.40%, so XXV currently pays the higher dividend yield.
Is XXV better than SPY?
SPY has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.