SPY vs YCS

Quick Verdict

SPY has a lower expense ratio. YCS delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: YCSMore Diversified: SPY

Side-by-Side Comparison

MetricSPYYCSWinner
Expense Ratio0.09%0.95%
AUM$789.1B$32M
Dividend Yield1.01%0.00%
Holdings5054
YTD Return+13.39%+7.16%
1Y Return+22.52%+23.77%
3Y Return (annualized)+21.36%+16.15%
5Y Return (annualized)+13.19%+23.29%
Volatility (annualized)15.3%19.4%
Max Drawdown-56.5%-49.6%
Fund FamilyState Street Investment ManagementProShares
CategoryEquityAlternative
InceptionJan 22, 1993Nov 24, 2008

SPY vs YCS Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and ProShares UltraShort Yen ETF (YCS) is a ETF from ProShares. Over the past year SPY returned +22.52% while YCS returned +23.77%. Year to date, SPY is up 13.39% versus a gain of 7.16% for YCS.

Over three years, SPY compounded at +21.36% per year against +16.15% for YCS; over five years the annualized figures are +13.19% and +23.29% respectively. Across the full 18-year window we track, SPY has the edge at +8.84% annualized vs +6.44%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

YCS has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -49.6% for YCS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while YCS charges 0.95%. On a $10,000 position that is $9 vs $95 annually, a gap of $86 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for YCS.

Holdings Overlap

0.0%overlap

SPY and YCS share 0 holdings out of 504 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or YCS?

SPY has an expense ratio of 0.09% while YCS charges 0.95%. SPY is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, SPY or YCS?

Over the past year SPY returned +22.52% vs +23.77% for YCS, so YCS leads on 1-year performance. Over the longest common window we track (18 years), SPY annualized +8.84% vs +6.44% for YCS. Past performance does not guarantee future results.

Which is riskier, SPY or YCS?

YCS has been the more volatile fund at 19.4% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs YCS -49.6%.

Should I hold both SPY and YCS?

SPY and YCS have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and YCS?

SPY and YCS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, SPY or YCS?

SPY yields 1.01% while YCS yields 0.00%, so SPY currently pays the higher dividend yield.

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