SPY vs YLDW

SPY vs YLDW
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYYLDWWinner
Expense Ratio0.09%0.79%
AUM$821.1B$38M
Dividend Yield1.01%5.19%
Holdings505146
YTD Return+12.22%+7.17%
1Y Return+20.83%-
3Y Return (annualized)+21.70%-
5Y Return (annualized)+12.98%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-5.7%
Fund FamilyState Street Investment ManagementWestwood Funds
CategoryEquityAllocation/Balanced
InceptionJan 22, 1993Dec 11, 2025

SPY vs YLDW Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Westwood Enhanced Income Opportunity ETF (YLDW) is a ETF from Westwood Funds. Year to date, SPY is up 12.22% versus a gain of 7.17% for YLDW.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -5.7% for YLDW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while YLDW charges 0.79%. On a $10,000 position that is $9 vs $79 annually, a gap of $70 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 5.19% for YLDW.

Holdings Overlap

20.8%overlap

SPY and YLDW share 32 holdings out of 514 unique holdings combined, representing a 20.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in YLDWDifference
NVDA7.71%2.61%5.10%
AAPL6.83%2.01%4.82%
MSFT5.50%2.30%3.20%
GOOGLProProPro
AMZNProProPro
AVGOProProPro
JPMProProPro
GILDProProPro
CSCOProProPro
ORCLProProPro
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Frequently Asked Questions

Which is cheaper, SPY or YLDW?

SPY has an expense ratio of 0.09% while YLDW charges 0.79%. SPY is the cheaper option. On a $10,000 investment, that is $70 per year of difference.

What is the holdings overlap between SPY and YLDW?

SPY and YLDW share 32 common holdings with a 20.8% weight overlap. Combined, they hold 514 unique securities.

Which pays a higher dividend, SPY or YLDW?

SPY yields 1.01% while YLDW yields 5.19%, so YLDW currently pays the higher dividend yield.

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