SPY vs ZCBA
State Street SPDR S&P 500 ETF Trust vs Global X Zero Coupon Bond 2030 ETF
Quick Verdict
ZCBA has a lower expense ratio. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SPY | ZCBA | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.07% | |
| AUM | $821.1B | $977,695.8 | |
| Dividend Yield | 1.01% | 1.88% | |
| Holdings | 505 | 6 | |
| YTD Return | +12.68% | -0.33% | |
| 1Y Return | +21.82% | - | |
| 3Y Return (annualized) | +21.98% | - | |
| 5Y Return (annualized) | +12.89% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.5% | -2.4% | |
| Fund Family | State Street Investment Management | Global X by mirae Asset | |
| Category | Equity | Fixed Income | |
| Inception | Jan 22, 1993 | Jan 6, 2026 |
SPY vs ZCBA Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Global X Zero Coupon Bond 2030 ETF (ZCBA) is a ETF from Global X by mirae Asset. Year to date, SPY is up 12.68% versus a loss of 0.33% for ZCBA.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for SPY and -2.4% for ZCBA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPY charges 0.09% per year while ZCBA charges 0.07%. On a $10,000 position that is $9 vs $7 annually, a gap of $2 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.88% for ZCBA.
Frequently Asked Questions
Which is cheaper, SPY or ZCBA?
SPY has an expense ratio of 0.09% while ZCBA charges 0.07%. ZCBA is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which pays a higher dividend, SPY or ZCBA?
SPY yields 1.01% while ZCBA yields 1.88%, so ZCBA currently pays the higher dividend yield.
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