SPY vs ZCBC

SPY vs ZCBC
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Quick Verdict

ZCBC has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: ZCBCHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYZCBCWinner
Expense Ratio0.09%0.07%
AUM$821.1B$974,342.02
Dividend Yield1.01%1.97%
Holdings5056
YTD Return+13.17%-0.56%
1Y Return+21.53%-
3Y Return (annualized)+22.06%-
5Y Return (annualized)+13.35%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-3.7%
Fund FamilyState Street Investment ManagementGlobal X by mirae Asset
CategoryEquityFixed Income
InceptionJan 22, 1993Jan 6, 2026

SPY vs ZCBC Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Global X Zero Coupon Bond 2032 ETF (ZCBC) is a ETF from Global X by mirae Asset. Year to date, SPY is up 13.17% versus a loss of 0.56% for ZCBC.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -3.7% for ZCBC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while ZCBC charges 0.07%. On a $10,000 position that is $9 vs $7 annually, a gap of $2 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.97% for ZCBC.

Frequently Asked Questions

Which is cheaper, SPY or ZCBC?

SPY has an expense ratio of 0.09% while ZCBC charges 0.07%. ZCBC is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which pays a higher dividend, SPY or ZCBC?

SPY yields 1.01% while ZCBC yields 1.97%, so ZCBC currently pays the higher dividend yield.

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