SPY vs ZCBE

SPY vs ZCBE
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Quick Verdict

ZCBE has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: ZCBEHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYZCBEWinner
Expense Ratio0.09%0.07%
AUM$821.1B$973,066.16
Dividend Yield1.01%2.03%
Holdings5056
YTD Return+12.22%-1.00%
1Y Return+20.83%-
3Y Return (annualized)+21.70%-
5Y Return (annualized)+12.98%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-4.2%
Fund FamilyState Street Investment ManagementGlobal X by mirae Asset
CategoryEquityFixed Income
InceptionJan 22, 1993Jan 6, 2026

SPY vs ZCBE Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Global X Zero Coupon Bond 2033 ETF (ZCBE) is a ETF from Global X by mirae Asset. Year to date, SPY is up 12.22% versus a loss of 1.00% for ZCBE.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -4.2% for ZCBE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while ZCBE charges 0.07%. On a $10,000 position that is $9 vs $7 annually, a gap of $2 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 2.03% for ZCBE.

Frequently Asked Questions

Which is cheaper, SPY or ZCBE?

SPY has an expense ratio of 0.09% while ZCBE charges 0.07%. ZCBE is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which pays a higher dividend, SPY or ZCBE?

SPY yields 1.01% while ZCBE yields 2.03%, so ZCBE currently pays the higher dividend yield.

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