TCV vs VTI
Towle Value ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. TCV delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | TCV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $213M | $666.9B | |
| Dividend Yield | 0.57% | 1.07% | |
| Holdings | 42 | 3,543 | |
| YTD Return | +26.45% | +12.65% | |
| 1Y Return | +36.94% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 15.9% | 15.3% | |
| Max Drawdown | -12.2% | -56.6% | |
| Fund Family | Towle | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 16, 2025 | May 24, 2001 |
TCV vs VTI Performance
Towle Value ETF (TCV) is a ETF from Towle and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TCV returned +36.94% while VTI returned +21.39%. Year to date, TCV is up 26.45% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
TCV has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.2% for TCV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TCV charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, TCV currently yields 0.57% against 1.07% for VTI.
Holdings Overlap
TCV and VTI share 37 holdings out of 2799 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TCV or VTI?
TCV has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, TCV or VTI?
Over the past year TCV returned +36.94% vs +21.39% for VTI, so TCV leads on 1-year performance. Over the longest common window we track (1 years), TCV annualized +30.09% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, TCV or VTI?
TCV has been the more volatile fund at 15.9% annualized versus 15.3% for VTI. Worst drawdown: TCV -12.2% vs VTI -56.6%.
Should I hold both TCV and VTI?
TCV and VTI have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TCV and VTI?
TCV and VTI share 37 common holdings with a 0.1% weight overlap. Combined, they hold 2799 unique securities.
Which pays a higher dividend, TCV or VTI?
TCV yields 0.57% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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