TEND vs VTI
iShares Large Cap 10% Target Buffer Dec ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TEND or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TEND | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $71M | $666.9B |
| Dividend Yield | 0.09% | 1.03% |
| Holdings | 8 | 3,543 |
| YTD Return | +9.83% | +12.30%Best |
| 1Y Return | +11.49% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Oct 7, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
TEND vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
TEND vs VTI Performance
iShares Large Cap 10% Target Buffer Dec ETF (TEND) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TEND returned +11.49% while VTI returned +16.08%. Year to date, TEND is up 9.83% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
TEND charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, TEND currently yields 0.09% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 2 holdings in TEND and 3,463 in VTI, totalling 101.4% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in TEND and 3,463 in VTI, against full books of 8 and 3,543.
You are not choosing between two funds in isolation.
Whichever of TEND and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TEND or VTI?
TEND has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, TEND or VTI?
Over the past year TEND returned +11.49% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, TEND or VTI?
TEND yields 0.09% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than TEND?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.