TRTY vs VTI
Cambria Trinity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TRTY or VTI?
Tactical Allocation against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 64.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TRTY | VTI |
|---|---|---|
| Expense Ratio | 0.46% | 0.03%Best |
| AUM | $282M | $666.9B |
| Dividend Yield | 2.88% | 1.03% |
| Holdings | 31 | 3,543 |
| YTD Return | +9.82% | +12.43%Best |
| 1Y Return | +13.22% | +15.92%Best |
| 3Y Return (annualized) | +11.24% | +22.42%Best |
| 5Y Return (annualized) | +6.22% | +12.37%Best |
| Volatility (annualized) | 9.5%Best | 17.4% |
| Max Drawdown | -22.3%Best | -35.0% |
| $10,000 over 5 years | $13,522 | $17,916Best |
| Top 10 Weight | 64.2% | 33.3%Best |
| Fund Family | Cambria Investment Management | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Tactical Allocation | Large Cap Blend |
| Inception | Sep 10, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Sep 12, 2018 to Sep 28, 2026 (8 years).
TRTY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8 years both funds cover.
TRTY vs VTI Performance
Cambria Trinity ETF (TRTY) is an ETF from Cambria Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TRTY returned +13.22% while VTI returned +15.92%. Year to date, TRTY is up 9.82% versus a gain of 12.43% for VTI.
Over three years, TRTY compounded at +11.24% per year against +22.42% for VTI; over five years the annualized figures are +6.22% and +12.37% respectively. Across the full 8-year window we track, VTI has the edge at +13.22% annualized vs +5.98%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 9.5% for TRTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for TRTY and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TRTY charges 0.46% per year while VTI charges 0.03%. On a $10,000 position that is $46 vs $3 annually, a gap of $43 per year that compounds over a long holding period. On income, TRTY currently yields 2.88% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 30 holdings in TRTY and 3,463 in VTI, totalling 99.9% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 30 positions we hold weights for in TRTY and 3,463 in VTI, against full books of 31 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for TRTY (97.5% of the fund), and 29 for TRTY that do not appear in VTI (91.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of TRTY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TRTY or VTI?
TRTY has an expense ratio of 0.46% while VTI charges 0.03%. VTI is the cheaper option, by $43 a year on a $10,000 investment.
Which performed better, TRTY or VTI?
Over the past year TRTY returned +13.22% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), TRTY annualized +5.98% vs +13.22% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TRTY or VTI?
VTI has been the more volatile fund at 17.4% annualized versus 9.5% for TRTY. Worst drawdown: TRTY -22.3% vs VTI -35.0%.
Should I hold both TRTY and VTI?
TRTY and VTI have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TRTY or VTI?
TRTY yields 2.88% while VTI yields 1.03%, so TRTY currently pays the higher dividend yield.
Is VTI better than TRTY?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 64.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.