TSMY vs VTI
YieldMax TSM Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. TSMY delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | TSMY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.03% | |
| AUM | $111M | $666.9B | |
| Dividend Yield | 58.71% | 1.07% | |
| Holdings | 23 | 3,543 | |
| YTD Return | +28.23% | +13.14% | |
| 1Y Return | +67.00% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 27.5% | 15.3% | |
| Max Drawdown | -31.1% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Aug 20, 2024 | May 24, 2001 |
TSMY vs VTI Performance
YieldMax TSM Option Income Strategy ETF (TSMY) is a ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TSMY returned +67.00% while VTI returned +22.35%. Year to date, TSMY is up 28.23% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
TSMY has been the more volatile fund, with annualized monthly volatility of 27.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.1% for TSMY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TSMY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, TSMY currently yields 58.71% against 1.07% for VTI.
Holdings Overlap
TSMY and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TSMY or VTI?
TSMY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
Which performed better, TSMY or VTI?
Over the past year TSMY returned +67.00% vs +22.35% for VTI, so TSMY leads on 1-year performance. Over the longest common window we track (2 years), TSMY annualized +42.26% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, TSMY or VTI?
TSMY has been the more volatile fund at 27.5% annualized versus 15.3% for VTI. Worst drawdown: TSMY -31.1% vs VTI -56.6%.
Should I hold both TSMY and VTI?
TSMY and VTI have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TSMY and VTI?
TSMY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, TSMY or VTI?
TSMY yields 58.71% while VTI yields 1.07%, so TSMY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.