TWOX vs VTI

TWOX vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricTWOXVTIWinner
Expense Ratio0.50%0.03%
AUM$23M$666.9B
Dividend Yield0.49%1.07%
Holdings63,543
YTD Return+6.11%+12.65%
1Y Return+13.73%+21.39%
3Y Return (annualized)-+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)10.6%15.3%
Max Drawdown-19.4%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionJan 15, 2025May 24, 2001

TWOX vs VTI Performance

iShares Large Cap Accelerated Outcome ETF (TWOX) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TWOX returned +13.73% while VTI returned +21.39%. Year to date, TWOX is up 6.11% versus a gain of 12.65% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.6% for TWOX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.4% for TWOX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

TWOX charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, TWOX currently yields 0.49% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

TWOX and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TWOX or VTI?

TWOX has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, TWOX or VTI?

Over the past year TWOX returned +13.73% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), TWOX annualized +11.77% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, TWOX or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 10.6% for TWOX. Worst drawdown: TWOX -19.4% vs VTI -56.6%.

Should I hold both TWOX and VTI?

TWOX and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between TWOX and VTI?

TWOX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.

Which pays a higher dividend, TWOX or VTI?

TWOX yields 0.49% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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