VBK vs VGIT

Quick Verdict

VGIT has a lower expense ratio. VBK delivered stronger 1-year returns. VBK offers more diversification with 542 holdings.

Lower Fees: VGITHigher Returns: VBKMore Diversified: VBK

Side-by-Side Comparison

MetricVBKVGITWinner
Expense Ratio0.05%0.03%
AUM$24.8B$42.1B
Dividend Yield0.57%3.84%
Holdings561106
YTD Return+17.71%-0.62%
1Y Return+29.45%+1.32%
3Y Return (annualized)+16.91%+3.60%
5Y Return (annualized)+5.29%-0.12%
Volatility (annualized)19.6%4.3%
Max Drawdown-59.4%-17.2%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
InceptionJan 26, 2004Nov 19, 2009

VBK vs VGIT Performance

Vanguard Small Cap Growth ETF (VBK) is a ETF from Vanguard (US) and Vanguard Intermediate Term Treasury ETF (VGIT) is a ETF from Vanguard (US). Over the past year VBK returned +29.45% while VGIT returned +1.32%. Year to date, VBK is up 17.71% versus a loss of 0.62% for VGIT.

Over three years, VBK compounded at +16.91% per year against +3.60% for VGIT; over five years the annualized figures are +5.29% and -0.12% respectively. Across the full 17-year window we track, VBK has the edge at +9.41% annualized vs +0.75%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VBK has been the more volatile fund, with annualized monthly volatility of 19.6% compared with 4.3% for VGIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.4% for VBK and -17.2% for VGIT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VBK charges 0.05% per year while VGIT charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, VBK currently yields 0.57% against 3.84% for VGIT.

Holdings Overlap

0.0%overlap

VBK and VGIT share 0 holdings out of 626 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VBK or VGIT?

VBK has an expense ratio of 0.05% while VGIT charges 0.03%. VGIT is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, VBK or VGIT?

Over the past year VBK returned +29.45% vs +1.32% for VGIT, so VBK leads on 1-year performance. Over the longest common window we track (17 years), VBK annualized +9.41% vs +0.75% for VGIT. Past performance does not guarantee future results.

Which is riskier, VBK or VGIT?

VBK has been the more volatile fund at 19.6% annualized versus 4.3% for VGIT. Worst drawdown: VBK -59.4% vs VGIT -17.2%.

Should I hold both VBK and VGIT?

VBK and VGIT have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VBK and VGIT?

VBK and VGIT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 626 unique securities.

Which pays a higher dividend, VBK or VGIT?

VBK yields 0.57% while VGIT yields 3.84%, so VGIT currently pays the higher dividend yield.

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