VBR vs VGSH

VBR vs VGSH
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Quick Verdict

VGSH has a lower expense ratio. VBR delivered stronger 1-year returns. VBR offers more diversification with 847 holdings.

Lower Fees: VGSHHigher Returns: VBRMore Diversified: VBR

Side-by-Side Comparison

MetricVBRVGSHWinner
Expense Ratio0.05%0.03%
AUM$37.3B$30.2B
Dividend Yield1.76%3.85%
Holdings84794
YTD Return+15.57%+0.99%
1Y Return+20.52%+2.48%
3Y Return (annualized)+15.34%+4.22%
5Y Return (annualized)+9.35%+1.92%
Volatility (annualized)19.0%1.4%
Max Drawdown-64.0%-6.7%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityFixed Income
InceptionJan 26, 2004Nov 19, 2009

VBR vs VGSH Performance

Vanguard Morningstar Small-Cap Value ETF (VBR) is a ETF from Vanguard (US) and Vanguard Short Term Treasury ETF (VGSH) is a ETF from Vanguard (US). Over the past year VBR returned +20.52% while VGSH returned +2.48%. Year to date, VBR is up 15.57% versus a gain of 0.99% for VGSH.

Over three years, VBR compounded at +15.34% per year against +4.22% for VGSH; over five years the annualized figures are +9.35% and +1.92% respectively. Across the full 17-year window we track, VBR has the edge at +7.91% annualized vs +0.72%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VBR has been the more volatile fund, with annualized monthly volatility of 19.0% compared with 1.4% for VGSH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -64.0% for VBR and -6.7% for VGSH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.08. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VBR charges 0.05% per year while VGSH charges 0.03%. On a $10,000 position that is $5 vs $3 annually, a gap of $2 per year that compounds over a long holding period. On income, VBR currently yields 1.76% against 3.85% for VGSH.

Holdings Overlap

0.0%overlap

VBR and VGSH share 0 holdings out of 852 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VBR or VGSH?

VBR has an expense ratio of 0.05% while VGSH charges 0.03%. VGSH is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, VBR or VGSH?

Over the past year VBR returned +20.52% vs +2.48% for VGSH, so VBR leads on 1-year performance. Over the longest common window we track (17 years), VBR annualized +7.91% vs +0.72% for VGSH. Past performance does not guarantee future results.

Which is riskier, VBR or VGSH?

VBR has been the more volatile fund at 19.0% annualized versus 1.4% for VGSH. Worst drawdown: VBR -64.0% vs VGSH -6.7%.

Should I hold both VBR and VGSH?

VBR and VGSH have a monthly-return correlation of -0.08, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VBR and VGSH?

VBR and VGSH share 0 common holdings with a 0.0% weight overlap. Combined, they hold 852 unique securities.

Which pays a higher dividend, VBR or VGSH?

VBR yields 1.76% while VGSH yields 3.85%, so VGSH currently pays the higher dividend yield.

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