VGIT vs VUG

VGIT vs VUG

Which is better, VGIT or VUG?

VUG has been ahead.

VUG led over 1Y, 3Y, 5Y and the full window.

Lower Fees: TiedHigher Returns: VUG

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVGITVUG
Expense Ratio0.03%Tie0.03%Tie
AUM$50.8B$219.5B
Dividend Yield3.90%0.38%
Holdings106146
YTD Return-2.05%+9.77%Best
1Y Return-1.18%+12.34%Best
3Y Return (annualized)+3.63%+24.08%Best
5Y Return (annualized)-0.43%+13.00%Best
Volatility (annualized)4.3%Best16.8%
Max Drawdown-17.2%Best-35.6%
$10,000 over 5 years$9,787$18,424Best
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Growth
InceptionNov 19, 2009Jan 26, 2004

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Nov 23, 2009 to Sep 18, 2026 (16.8 years).

VGIT vs VUG growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

VGIT vs VUG Performance

Vanguard Intermediate Term Treasury ETF (VGIT) is an ETF from Vanguard (US) and Vanguard Morningstar Growth ETF (VUG) is an ETF from Vanguard (US). Over the past year VGIT returned -1.18% while VUG returned +12.34%. Year to date, VGIT is down 2.05% versus a gain of 9.77% for VUG.

Over three years, VGIT compounded at +3.63% per year against +24.08% for VUG; over five years the annualized figures are -0.43% and +13.00% respectively. Across the full 17-year window we track, VUG has the edge at +15.04% annualized vs +0.66%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VUG has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 4.3% for VGIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for VGIT and -35.6% for VUG. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.04. They move largely independently of each other.

Fees and Cost Over Time

VGIT charges 0.03% per year while VUG charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VGIT currently yields 3.90% against 0.38% for VUG.

You are not choosing between two funds in isolation.

Whichever of VGIT and VUG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VGITVUG

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VGIT or VUG?

VGIT has an expense ratio of 0.03% while VUG charges 0.03%. At the precision these are quoted to, they cost the same.

Which performed better, VGIT or VUG?

Over the past year VGIT returned -1.18% vs +12.34% for VUG, so VUG leads on 1-year performance. Over the longest common window we track (17 years), VGIT annualized +0.66% vs +15.04% for VUG. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VGIT or VUG?

VUG has been the more volatile fund at 16.8% annualized versus 4.3% for VGIT. Worst drawdown: VGIT -17.2% vs VUG -35.6%.

Should I hold both VGIT and VUG?

VGIT and VUG have a monthly-return correlation of 0.04, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VGIT or VUG?

VGIT yields 3.90% while VUG yields 0.38%, so VGIT currently pays the higher dividend yield.

Is VUG better than VGIT?

VUG led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.