VGIT vs VV
Vanguard Intermediate Term Treasury ETF vs Vanguard Morningstar Large-Cap ETF
Quick Verdict
VV delivered stronger 1-year returns. VV offers more diversification with 437 holdings.
Side-by-Side Comparison
| Metric | VGIT | VV | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $42.4B | $52.6B | |
| Dividend Yield | 3.88% | 1.03% | |
| Holdings | 209 | 437 | |
| YTD Return | -0.22% | +13.38% | |
| 1Y Return | +1.22% | +20.36% | |
| 3Y Return (annualized) | +4.11% | +22.17% | |
| 5Y Return (annualized) | -0.07% | +12.53% | |
| Volatility (annualized) | 4.3% | 14.8% | |
| Max Drawdown | -17.2% | -56.0% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 19, 2009 | Jan 27, 2004 |
VGIT vs VV Performance
Vanguard Intermediate Term Treasury ETF (VGIT) is a ETF from Vanguard (US) and Vanguard Morningstar Large-Cap ETF (VV) is a ETF from Vanguard (US). Over the past year VGIT returned +1.22% while VV returned +20.36%. Year to date, VGIT is down 0.22% versus a gain of 13.38% for VV.
Over three years, VGIT compounded at +4.11% per year against +22.17% for VV; over five years the annualized figures are -0.07% and +12.53% respectively. Across the full 17-year window we track, VV has the edge at +9.49% annualized vs +0.78%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VV has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 4.3% for VGIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for VGIT and -56.0% for VV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VGIT charges 0.03% per year while VV charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VGIT currently yields 3.88% against 1.03% for VV.
Holdings Overlap
VGIT and VV share 0 holdings out of 515 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VGIT or VV?
VGIT has an expense ratio of 0.03% while VV charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, VGIT or VV?
Over the past year VGIT returned +1.22% vs +20.36% for VV, so VV leads on 1-year performance. Over the longest common window we track (17 years), VGIT annualized +0.78% vs +9.49% for VV. Past performance does not guarantee future results.
Which is riskier, VGIT or VV?
VV has been the more volatile fund at 14.8% annualized versus 4.3% for VGIT. Worst drawdown: VGIT -17.2% vs VV -56.0%.
Should I hold both VGIT and VV?
VGIT and VV have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VGIT and VV?
VGIT and VV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 515 unique securities.
Which pays a higher dividend, VGIT or VV?
VGIT yields 3.88% while VV yields 1.03%, so VGIT currently pays the higher dividend yield.
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