VGIT vs VV

Quick Verdict

VV delivered stronger 1-year returns. VV offers more diversification with 431 holdings.

Lower Fees: TiedHigher Returns: VVMore Diversified: VV

Side-by-Side Comparison

MetricVGITVVWinner
Expense Ratio0.03%0.03%
AUM$42.1B$52.5B
Dividend Yield3.84%1.25%
Holdings106446
YTD Return-0.62%+13.62%
1Y Return+1.32%+23.22%
3Y Return (annualized)+3.60%+21.70%
5Y Return (annualized)-0.12%+12.98%
Volatility (annualized)4.3%14.8%
Max Drawdown-17.2%-56.0%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionNov 19, 2009Jan 27, 2004

VGIT vs VV Performance

Vanguard Intermediate Term Treasury ETF (VGIT) is a ETF from Vanguard (US) and Vanguard Large-Cap ETF (VV) is a ETF from Vanguard (US). Over the past year VGIT returned +1.32% while VV returned +23.22%. Year to date, VGIT is down 0.62% versus a gain of 13.62% for VV.

Over three years, VGIT compounded at +3.60% per year against +21.70% for VV; over five years the annualized figures are -0.12% and +12.98% respectively. Across the full 17-year window we track, VV has the edge at +9.53% annualized vs +0.75%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VV has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 4.3% for VGIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for VGIT and -56.0% for VV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VGIT charges 0.03% per year while VV charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VGIT currently yields 3.84% against 1.25% for VV.

Holdings Overlap

0.0%overlap

VGIT and VV share 0 holdings out of 515 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VGIT or VV?

VGIT has an expense ratio of 0.03% while VV charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, VGIT or VV?

Over the past year VGIT returned +1.32% vs +23.22% for VV, so VV leads on 1-year performance. Over the longest common window we track (17 years), VGIT annualized +0.75% vs +9.53% for VV. Past performance does not guarantee future results.

Which is riskier, VGIT or VV?

VV has been the more volatile fund at 14.8% annualized versus 4.3% for VGIT. Worst drawdown: VGIT -17.2% vs VV -56.0%.

Should I hold both VGIT and VV?

VGIT and VV have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VGIT and VV?

VGIT and VV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 515 unique securities.

Which pays a higher dividend, VGIT or VV?

VGIT yields 3.84% while VV yields 1.25%, so VGIT currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →