VGIT vs VWO

Quick Verdict

VGIT has a lower expense ratio. VWO delivered stronger 1-year returns. VWO offers more diversification with 3982 holdings.

Lower Fees: VGITHigher Returns: VWOMore Diversified: VWO

Side-by-Side Comparison

MetricVGITVWOWinner
Expense Ratio0.03%0.06%
AUM$42.1B$122.3B
Dividend Yield3.84%2.37%
Holdings1066,334
YTD Return-0.62%+10.22%
1Y Return+1.32%+22.27%
3Y Return (annualized)+3.60%+17.07%
5Y Return (annualized)-0.12%+6.56%
Volatility (annualized)4.3%20.1%
Max Drawdown-17.2%-68.3%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionNov 19, 2009Mar 4, 2005

VGIT vs VWO Performance

Vanguard Intermediate Term Treasury ETF (VGIT) is a ETF from Vanguard (US) and Vanguard FTSE Emerging Markets ETF (VWO) is a ETF from Vanguard (US). Over the past year VGIT returned +1.32% while VWO returned +22.27%. Year to date, VGIT is down 0.62% versus a gain of 10.22% for VWO.

Over three years, VGIT compounded at +3.60% per year against +17.07% for VWO; over five years the annualized figures are -0.12% and +6.56% respectively. Across the full 17-year window we track, VWO has the edge at +4.99% annualized vs +0.75%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VWO has been the more volatile fund, with annualized monthly volatility of 20.1% compared with 4.3% for VGIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for VGIT and -68.3% for VWO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VGIT charges 0.03% per year while VWO charges 0.06%. On a $10,000 position that is $3 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, VGIT currently yields 3.84% against 2.37% for VWO.

Holdings Overlap

0.0%overlap

VGIT and VWO share 0 holdings out of 4066 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VGIT or VWO?

VGIT has an expense ratio of 0.03% while VWO charges 0.06%. VGIT is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, VGIT or VWO?

Over the past year VGIT returned +1.32% vs +22.27% for VWO, so VWO leads on 1-year performance. Over the longest common window we track (17 years), VGIT annualized +0.75% vs +4.99% for VWO. Past performance does not guarantee future results.

Which is riskier, VGIT or VWO?

VWO has been the more volatile fund at 20.1% annualized versus 4.3% for VGIT. Worst drawdown: VGIT -17.2% vs VWO -68.3%.

Should I hold both VGIT and VWO?

VGIT and VWO have a monthly-return correlation of 0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VGIT and VWO?

VGIT and VWO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 4066 unique securities.

Which pays a higher dividend, VGIT or VWO?

VGIT yields 3.84% while VWO yields 2.37%, so VGIT currently pays the higher dividend yield.

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