VIGI vs VTI
Vanguard International Dividend Appreciation ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VIGI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.03% | |
| AUM | $9.4B | $666.9B | |
| Dividend Yield | 2.03% | 1.07% | |
| Holdings | 369 | 3,543 | |
| YTD Return | +9.66% | +14.82% | |
| 1Y Return | +14.46% | +22.43% | |
| 3Y Return (annualized) | +12.56% | +21.93% | |
| 5Y Return (annualized) | +5.26% | +12.34% | |
| Volatility (annualized) | 13.4% | 15.4% | |
| Max Drawdown | -31.2% | -56.6% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 25, 2016 | May 24, 2001 |
VIGI vs VTI Performance
Vanguard International Dividend Appreciation ETF (VIGI) is a ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VIGI returned +14.46% while VTI returned +22.43%. Year to date, VIGI is up 9.66% versus a gain of 14.82% for VTI.
Over three years, VIGI compounded at +12.56% per year against +21.93% for VTI; over five years the annualized figures are +5.26% and +12.34% respectively. Across the full 11-year window we track, VTI has the edge at +8.16% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.4% for VIGI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.2% for VIGI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VIGI charges 0.07% per year while VTI charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, VIGI currently yields 2.03% against 1.07% for VTI.
Holdings Overlap
VIGI and VTI share 1 holdings out of 3127 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in VIGI | Weight in VTI | Difference |
|---|---|---|---|
| WCN:CA | 0.77% | 0.06% | 0.71% |
Frequently Asked Questions
Which is cheaper, VIGI or VTI?
VIGI has an expense ratio of 0.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, VIGI or VTI?
Over the past year VIGI returned +14.46% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), VIGI annualized +8.14% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, VIGI or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 13.4% for VIGI. Worst drawdown: VIGI -31.2% vs VTI -56.6%.
Should I hold both VIGI and VTI?
VIGI and VTI have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VIGI and VTI?
VIGI and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 3127 unique securities.
Which pays a higher dividend, VIGI or VTI?
VIGI yields 2.03% while VTI yields 1.07%, so VIGI currently pays the higher dividend yield.
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