VIPIX vs VOT
Vanguard Inflation Protected Securities Fund Insti Shs vs Vanguard Mid-Cap Growth ETF
Quick Verdict
VOT has a lower expense ratio. VOT delivered stronger 1-year returns. VOT offers more diversification with 136 holdings.
Side-by-Side Comparison
| Metric | VIPIX | VOT | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.05% | |
| AUM | $12.5B | $19.9B | |
| Dividend Yield | 3.54% | 0.65% | |
| Holdings | 63 | 136 | |
| YTD Return | -1.07% | +11.80% | |
| 1Y Return | -3.04% | +9.62% | |
| 3Y Return (annualized) | -0.43% | +16.13% | |
| 5Y Return (annualized) | -4.84% | +5.98% | |
| Volatility (annualized) | 6.7% | 18.6% | |
| Max Drawdown | -24.5% | -60.3% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 12, 2003 | Aug 17, 2006 |
VIPIX vs VOT Performance
Vanguard Inflation Protected Securities Fund Insti Shs (VIPIX) is a mutual fund from Vanguard (US) and Vanguard Mid-Cap Growth ETF (VOT) is a ETF from Vanguard (US). Over the past year VIPIX returned -3.04% while VOT returned +9.62%. Year to date, VIPIX is down 1.07% versus a gain of 11.80% for VOT.
Over three years, VIPIX compounded at -0.43% per year against +16.13% for VOT; over five years the annualized figures are -4.84% and +5.98% respectively. Across the full 5-year window we track, VOT has the edge at +9.74% annualized vs -4.84%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOT has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 6.7% for VIPIX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for VIPIX and -60.3% for VOT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VIPIX charges 0.07% per year while VOT charges 0.05%. On a $10,000 position that is $7 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, VIPIX currently yields 3.54% against 0.65% for VOT.
Holdings Overlap
VIPIX and VOT share 0 holdings out of 176 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VIPIX or VOT?
VIPIX has an expense ratio of 0.07% while VOT charges 0.05%. VOT is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, VIPIX or VOT?
Over the past year VIPIX returned -3.04% vs +9.62% for VOT, so VOT leads on 1-year performance. Over the longest common window we track (5 years), VIPIX annualized -4.84% vs +9.74% for VOT. Past performance does not guarantee future results.
Which is riskier, VIPIX or VOT?
VOT has been the more volatile fund at 18.6% annualized versus 6.7% for VIPIX. Worst drawdown: VIPIX -24.5% vs VOT -60.3%.
Should I hold both VIPIX and VOT?
VIPIX and VOT have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VIPIX and VOT?
VIPIX and VOT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 176 unique securities.
Which pays a higher dividend, VIPIX or VOT?
VIPIX yields 3.54% while VOT yields 0.65%, so VIPIX currently pays the higher dividend yield.
Popular Fund Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.