VIPIX vs VTILX
Vanguard Inflation Protected Securities Fund Insti Shs vs Vanguard Total International Bond II Index Fund Class Institutional
Which is better, VIPIX or VTILX?
VIPIX and VTILX are close on what we can measure.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VIPIX | VTILX |
|---|---|---|
| Expense Ratio | 0.07%Tie | 0.07%Tie |
| AUM | $12.4B | $141.9B |
| Dividend Yield | 5.21% | 4.23% |
| Holdings | 81 | 7,415 |
| YTD Price Return | -1.60% | -2.69% |
| 1Y Price Return | -5.25% | -4.85% |
| 3Y Price Return (annualized) | -0.64% | -0.87% |
| 5Y Price Return (annualized) | -5.06% | - |
| Volatility (annualized) | 6.6% | 6.0%Best |
| Max Drawdown | -24.2% | -15.3%Best |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Fixed Income | Fixed Income |
| Style | Inflation Protection | - |
| Inception | Dec 12, 2003 | Feb 17, 2021 |
Not shown on this pair: $10,000 over 4.9 years, Top 10 Weight.
A price return is not the return of a fund that pays its income out. The coupon or distribution never appears in the price, so the return rows carry no winner here. VIPIX currently yields 5.21% and VTILX 4.23%.
Volatility and max drawdown, and the $10,000 over 4.9 years row, are measured over the window both funds cover: Oct 25, 2021 to Sep 10, 2026 (4.9 years).
VIPIX vs VTILX Performance
Vanguard Inflation Protected Securities Fund Insti Shs (VIPIX) is a mutual fund from Vanguard (US) and Vanguard Total International Bond II Index Fund Class Institutional (VTILX) is a mutual fund from Vanguard (US). Over the past year VIPIX's price moved -5.25% and VTILX's -4.85%, before the income each one paid out.
Over three years, VIPIX compounded at -0.64% per year against -0.87% for VTILX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VIPIX has been the more volatile fund, with annualized monthly volatility of 6.6% compared with 6.0% for VTILX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.2% for VIPIX and -15.3% for VTILX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VIPIX charges 0.07% per year while VTILX charges 0.07%. On a $10,000 position that is $7 vs $7 annually. On income, VIPIX currently yields 5.21% against 4.23% for VTILX.
Holdings Overlap
We hold position weights for 52 holdings in VIPIX and 1,459 in VTILX, totalling 74.3% and 7.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 273 days apart, VIPIX as of Jul 31, 2026 and VTILX as of Oct 31, 2025, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 52 positions we hold weights for in VIPIX and 1,459 in VTILX, against full books of 81 and 7,415.
You are not choosing between two funds in isolation.
Whichever of VIPIX and VTILX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VIPIX or VTILX?
VIPIX has an expense ratio of 0.07% while VTILX charges 0.07%. At the precision these are quoted to, they cost the same.
Which is riskier, VIPIX or VTILX?
VIPIX has been the more volatile fund at 6.6% annualized versus 6.0% for VTILX. Worst drawdown: VIPIX -24.2% vs VTILX -15.3%.
Should I hold both VIPIX and VTILX?
VIPIX and VTILX have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VIPIX or VTILX?
VIPIX yields 5.21% while VTILX yields 4.23%, so VIPIX currently pays the higher dividend yield.
Is VTILX better than VIPIX?
VIPIX and VTILX are close on every measure we can compare. Which one suits a particular account depends on what it is for. This is information, not a recommendation.