VYM vs XAUG

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMXAUGWinner
Expense Ratio0.04%0.85%
AUM$79.0B$24M
Dividend Yield2.86%0.00%
Holdings5686
YTD Return+16.16%+5.34%
1Y Return+26.05%+9.27%
3Y Return (annualized)+18.43%+9.86%
5Y Return (annualized)+12.21%-
Volatility (annualized)14.6%4.4%
Max Drawdown-58.8%-8.7%
Fund FamilyVanguard (US)First Trust Portfolios (US)
CategoryEquityAlternative
InceptionNov 10, 2006Aug 18, 2023

VYM vs XAUG Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and FT Vest US Equity Enhance & Moderate Buffer ETF - August (XAUG) is a ETF from First Trust Portfolios (US). Over the past year VYM returned +26.05% while XAUG returned +9.27%. Year to date, VYM is up 16.16% versus a gain of 5.34% for XAUG.

Over three years, VYM compounded at +18.43% per year against +9.86% for XAUG. Across the full 3-year window we track, XAUG has the edge at +9.86% annualized vs +7.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 4.4% for XAUG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -8.7% for XAUG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VYM charges 0.04% per year while XAUG charges 0.85%. On a $10,000 position that is $4 vs $85 annually, a gap of $81 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 0.00% for XAUG.

Holdings Overlap

0.0%overlap

VYM and XAUG share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VYM or XAUG?

VYM has an expense ratio of 0.04% while XAUG charges 0.85%. VYM is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

Which performed better, VYM or XAUG?

Over the past year VYM returned +26.05% vs +9.27% for XAUG, so VYM leads on 1-year performance. Over the longest common window we track (3 years), VYM annualized +7.09% vs +9.86% for XAUG. Past performance does not guarantee future results.

Which is riskier, VYM or XAUG?

VYM has been the more volatile fund at 14.6% annualized versus 4.4% for XAUG. Worst drawdown: VYM -58.8% vs XAUG -8.7%.

Should I hold both VYM and XAUG?

VYM and XAUG have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and XAUG?

VYM and XAUG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, VYM or XAUG?

VYM yields 2.86% while XAUG yields 0.00%, so VYM currently pays the higher dividend yield.

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