VYM vs XCSH
Vanguard High Dividend Yield ETF vs XFUNDS 1-3 Month BOX ETF
Which is better, VYM or XCSH?
VYM costs less.
VYM has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XCSH |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.20% |
| AUM | $81.6B | $9M |
| Dividend Yield | 2.22% | 0.00% |
| Holdings | 613 | 1 |
| YTD Return | +12.87%Best | +0.27% |
| 1Y Return | +17.25% | - |
| 3Y Return (annualized) | +17.66% | - |
| 5Y Return (annualized) | +11.98% | - |
| Fund Family | Vanguard (US) | XFunds |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | - |
| Inception | Nov 10, 2006 | Aug 17, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VYM vs XCSH growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VYM vs XCSH Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and XFUNDS 1-3 Month BOX ETF (XCSH) is an ETF from XFunds. Year to date, VYM is up 12.87% versus a gain of 0.27% for XCSH.
Past performance does not guarantee future results.
Fees and Cost Over Time
VYM charges 0.04% per year while XCSH charges 0.20%. On a $10,000 position that is $4 vs $20 annually, a gap of $16 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 0.00% for XCSH.
Holdings Overlap
We hold position weights for 557 holdings in VYM and 1 in XCSH, totalling 99.2% and 0.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 557 positions we hold weights for in VYM and 1 in XCSH, against full books of 613 and 1.
You are not choosing between two funds in isolation.
Whichever of VYM and XCSH you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XCSH?
VYM has an expense ratio of 0.04% while XCSH charges 0.20%. VYM is the cheaper option, by $16 a year on a $10,000 investment.
Which pays a higher dividend, VYM or XCSH?
VYM yields 2.22% while XCSH yields 0.00%, so VYM currently pays the higher dividend yield.
Is XCSH better than VYM?
VYM has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.