Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMYBITWinner
Expense Ratio0.04%1.02%
AUM$79.0B$45M
Dividend Yield2.86%93.24%
Holdings56811
YTD Return+15.80%-27.06%
1Y Return+26.12%-41.60%
3Y Return (annualized)+18.25%-
5Y Return (annualized)+12.51%-
Volatility (annualized)14.6%34.5%
Max Drawdown-58.8%-47.5%
Fund FamilyVanguard (US)YieldMax ETF
CategoryEquityAlternative
InceptionNov 10, 2006Apr 22, 2024

VYM vs YBIT Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and YieldMax Bitcoin Option Income Strategy ETF (YBIT) is a ETF from YieldMax ETF. Over the past year VYM returned +26.12% while YBIT returned -41.60%. Year to date, VYM is up 15.80% versus a loss of 27.06% for YBIT.

Risk: Volatility and Drawdowns

YBIT has been the more volatile fund, with annualized monthly volatility of 34.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -47.5% for YBIT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.13. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VYM charges 0.04% per year while YBIT charges 1.02%. On a $10,000 position that is $4 vs $102 annually, a gap of $98 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 93.24% for YBIT.

Holdings Overlap

0.0%overlap

VYM and YBIT share 0 holdings out of 561 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VYM or YBIT?

VYM has an expense ratio of 0.04% while YBIT charges 1.02%. VYM is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, VYM or YBIT?

Over the past year VYM returned +26.12% vs -41.60% for YBIT, so VYM leads on 1-year performance. Over the longest common window we track (2 years), VYM annualized +7.07% vs -12.80% for YBIT. Past performance does not guarantee future results.

Which is riskier, VYM or YBIT?

YBIT has been the more volatile fund at 34.5% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs YBIT -47.5%.

Should I hold both VYM and YBIT?

VYM and YBIT have a monthly-return correlation of 0.13, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and YBIT?

VYM and YBIT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 561 unique securities.

Which pays a higher dividend, VYM or YBIT?

VYM yields 2.86% while YBIT yields 93.24%, so YBIT currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.