VYM vs ZSL

VYM vs ZSL
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMZSLWinner
Expense Ratio0.04%0.95%
AUM$81.6B$64M
Dividend Yield2.24%0.00%
Holdings6166
YTD Return+14.66%-56.58%
1Y Return+22.16%-90.52%
3Y Return (annualized)+18.72%-80.83%
5Y Return (annualized)+12.18%-65.78%
Volatility (annualized)14.6%63.0%
Max Drawdown-58.8%-100.0%
Fund FamilyVanguard (US)ProShares
CategoryEquityAlternative
InceptionNov 10, 2006Dec 1, 2008

VYM vs ZSL Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and ProShares UltraShort Silver (ZSL) is a ETF from ProShares. Over the past year VYM returned +22.16% while ZSL returned -90.52%. Year to date, VYM is up 14.66% versus a loss of 56.58% for ZSL.

Over three years, VYM compounded at +18.72% per year against -80.83% for ZSL; over five years the annualized figures are +12.18% and -65.78% respectively. Across the full 18-year window we track, VYM has the edge at +7.01% annualized vs -47.01%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ZSL has been the more volatile fund, with annualized monthly volatility of 63.0% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -100.0% for ZSL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.24. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VYM charges 0.04% per year while ZSL charges 0.95%. On a $10,000 position that is $4 vs $95 annually, a gap of $91 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 0.00% for ZSL.

Holdings Overlap

0.0%overlap

VYM and ZSL share 0 holdings out of 604 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VYM or ZSL?

VYM has an expense ratio of 0.04% while ZSL charges 0.95%. VYM is the cheaper option. On a $10,000 investment, that is $91 per year of difference.

Which performed better, VYM or ZSL?

Over the past year VYM returned +22.16% vs -90.52% for ZSL, so VYM leads on 1-year performance. Over the longest common window we track (18 years), VYM annualized +7.01% vs -47.01% for ZSL. Past performance does not guarantee future results.

Which is riskier, VYM or ZSL?

ZSL has been the more volatile fund at 63.0% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs ZSL -100.0%.

Should I hold both VYM and ZSL?

VYM and ZSL have a monthly-return correlation of -0.24, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and ZSL?

VYM and ZSL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 604 unique securities.

Which pays a higher dividend, VYM or ZSL?

VYM yields 2.24% while ZSL yields 0.00%, so VYM currently pays the higher dividend yield.

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