AAAC vs VTI
Columbia AAA CLO ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, AAAC or VTI?
Bank Loan against Large Cap Blend.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AAAC | VTI |
|---|---|---|
| Expense Ratio | 0.20% | 0.03%Best |
| AUM | $103M | $666.9B |
| Dividend Yield | 2.86% | 1.03% |
| Holdings | 94 | 3,543 |
| YTD Return | +3.56% | +12.30%Best |
| 1Y Return | - | +16.08% |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Fund Family | Columbia Threadneedle Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Blend |
| Inception | Dec 11, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
AAAC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AAAC vs VTI Performance
Columbia AAA CLO ETF (AAAC) is an ETF from Columbia Threadneedle Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, AAAC is up 3.56% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
AAAC charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, AAAC currently yields 2.86% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 5 holdings in AAAC and 3,463 in VTI, totalling 3.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 5 positions we hold weights for in AAAC and 3,463 in VTI, against full books of 94 and 3,543.
You are not choosing between two funds in isolation.
Whichever of AAAC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AAAC or VTI?
AAAC has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.
Which pays a higher dividend, AAAC or VTI?
AAAC yields 2.86% while VTI yields 1.03%, so AAAC currently pays the higher dividend yield.
Is VTI better than AAAC?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.