Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricAAACVYMWinner
Expense Ratio0.20%0.04%
AUM$10M$79.0B
Dividend Yield2.27%2.86%
Holdings37568
YTD Return+2.71%+15.80%
1Y Return-+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)-14.6%
Max Drawdown-0.6%-58.8%
Fund FamilyColumbia Threadneedle InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionDec 11, 2025Nov 10, 2006

AAAC vs VYM Performance

Columbia AAA CLO ETF (AAAC) is a ETF from Columbia Threadneedle Investments and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, AAAC is up 2.71% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.6% for AAAC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

AAAC charges 0.20% per year while VYM charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, AAAC currently yields 2.27% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

AAAC and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AAAC or VYM?

AAAC has an expense ratio of 0.20% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

What is the holdings overlap between AAAC and VYM?

AAAC and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, AAAC or VYM?

AAAC yields 2.27% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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