ACIO vs HOLD
Aptus Collared Investment Opportunity ETF vs Harbor Alpha Layering ETF
Which is better, ACIO or HOLD?
Each has led over a different period.
HOLD has a lower expense ratio. ACIO led over 1Y, HOLD over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACIO | HOLD |
|---|---|---|
| Expense Ratio | 0.79% | 0.70%Best |
| AUM | $2.4B | $4M |
| Dividend Yield | 0.39% | 6.80% |
| Holdings | 524 | 20 |
| YTD Return | +8.01%Best | +7.39% |
| 1Y Return | +8.79%Best | +7.59% |
| 3Y Return (annualized) | +15.63% | - |
| 5Y Return (annualized) | +9.74% | - |
| Volatility (annualized) | 9.5%Best | 14.5% |
| Max Drawdown | -7.2%Best | -9.5% |
| $10,000 over 1.2 years | $11,164 | $11,773Best |
| Fund Family | Aptus ETFs | Harbor Funds |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 9, 2019 | Aug 13, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Aug 14, 2025 to Oct 14, 2026 (1.2 years).
ACIO vs HOLD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
ACIO vs HOLD Performance
Aptus Collared Investment Opportunity ETF (ACIO) is an ETF from Aptus ETFs and Harbor Alpha Layering ETF (HOLD) is an ETF from Harbor Funds. Over the past year ACIO returned +8.79% while HOLD returned +7.59%. Year to date, ACIO is up 8.01% versus a gain of 7.39% for HOLD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HOLD has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 9.5% for ACIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.2% for ACIO and -9.5% for HOLD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ACIO charges 0.79% per year while HOLD charges 0.70%. On a $10,000 position that is $79 vs $70 annually, a gap of $9 per year that compounds over a long holding period. On income, ACIO currently yields 0.39% against 6.80% for HOLD.
Holdings Overlap
We hold position weights for 167 holdings in ACIO and 1 in HOLD, totalling 99.7% and 93.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 167 positions we hold weights for in ACIO and 1 in HOLD, against full books of 524 and 20.
You are not choosing between two funds in isolation.
Whichever of ACIO and HOLD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACIO or HOLD?
ACIO has an expense ratio of 0.79% while HOLD charges 0.70%. HOLD is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, ACIO or HOLD?
Over the past year ACIO returned +8.79% vs +7.59% for HOLD, so ACIO leads on 1-year performance. Over the longest common window we track (1 years), ACIO annualized +9.61% vs +14.57% for HOLD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACIO or HOLD?
HOLD has been the more volatile fund at 14.5% annualized versus 9.5% for ACIO. Worst drawdown: ACIO -7.2% vs HOLD -9.5%.
Should I hold both ACIO and HOLD?
ACIO and HOLD have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ACIO or HOLD?
ACIO yields 0.39% while HOLD yields 6.80%, so HOLD currently pays the higher dividend yield.
Is HOLD better than ACIO?
HOLD has a lower expense ratio. ACIO led over 1Y, HOLD over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.