ACLC vs VXUS
American Century Large Cap Equity ETF vs Vanguard Total International Stock ETF
Which is better, ACLC or VXUS?
Each has led over a different period.
VXUS has a lower expense ratio. ACLC led over 5Y and the full window, VXUS over 1Y and 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ACLC | VXUS |
|---|---|---|
| Expense Ratio | 0.39% | 0.05%Best |
| AUM | $323M | $158.1B |
| Dividend Yield | 0.53% | 2.51% |
| Holdings | 101 | 8,747 |
| YTD Return | +7.38% | +12.21%Best |
| 1Y Return | +10.17% | +19.22%Best |
| 3Y Return (annualized) | +15.74% | +19.10%Best |
| 5Y Return (annualized) | +9.14%Best | +8.63% |
| Volatility (annualized) | 16.1% | 14.9%Best |
| Max Drawdown | -26.4%Best | -29.4% |
| $10,000 over 5 years | $15,485Best | $15,127 |
| Fund Family | American Century Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 15, 2020 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 15, 2020 to Sep 16, 2026 (6.2 years).
ACLC vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.
ACLC vs VXUS Performance
American Century Large Cap Equity ETF (ACLC) is an ETF from American Century Investments and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year ACLC returned +10.17% while VXUS returned +19.22%. Year to date, ACLC is up 7.38% versus a gain of 12.21% for VXUS.
Over three years, ACLC compounded at +15.74% per year against +19.10% for VXUS; over five years the annualized figures are +9.14% and +8.63% respectively. Across the full 6-year window we track, ACLC has the edge at +13.51% annualized vs +11.45%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACLC has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 14.9% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.4% for ACLC and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ACLC charges 0.39% per year while VXUS charges 0.05%. On a $10,000 position that is $39 vs $5 annually, a gap of $34 per year that compounds over a long holding period. On income, ACLC currently yields 0.53% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 100 holdings in ACLC and 8,082 in VXUS, totalling 99.7% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in ACLC and 8,082 in VXUS, against full books of 101 and 8,747.
You are not choosing between two funds in isolation.
Whichever of ACLC and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ACLC or VXUS?
ACLC has an expense ratio of 0.39% while VXUS charges 0.05%. VXUS is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, ACLC or VXUS?
Over the past year ACLC returned +10.17% vs +19.22% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (6 years), ACLC annualized +13.51% vs +11.45% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ACLC or VXUS?
ACLC has been the more volatile fund at 16.1% annualized versus 14.9% for VXUS. Worst drawdown: ACLC -26.4% vs VXUS -29.4%.
Should I hold both ACLC and VXUS?
ACLC and VXUS have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ACLC or VXUS?
ACLC yields 0.53% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than ACLC?
VXUS has a lower expense ratio. ACLC led over 5Y and the full window, VXUS over 1Y and 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.