ADPV vs SCHD
Adaptiv Select ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | ADPV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.00% | 0.06% | |
| AUM | $182M | $103.7B | |
| Dividend Yield | 0.62% | 3.31% | |
| Holdings | 26 | 104 | |
| YTD Return | +5.24% | +26.21% | |
| 1Y Return | +12.04% | +29.99% | |
| 3Y Return (annualized) | +22.78% | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 19.1% | 13.6% | |
| Max Drawdown | -22.3% | -33.4% | |
| Fund Family | Adaptive ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 4, 2022 | Oct 20, 2011 |
ADPV vs SCHD Performance
Adaptiv Select ETF (ADPV) is a ETF from Adaptive ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ADPV returned +12.04% while SCHD returned +29.99%. Year to date, ADPV is up 5.24% versus a gain of 26.21% for SCHD.
Over three years, ADPV compounded at +22.78% per year against +15.73% for SCHD. Across the full 4-year window we track, ADPV has the edge at +18.08% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ADPV has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for ADPV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ADPV charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, ADPV currently yields 0.62% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, ADPV or SCHD?
ADPV has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
Which performed better, ADPV or SCHD?
Over the past year ADPV returned +12.04% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), ADPV annualized +18.08% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, ADPV or SCHD?
ADPV has been the more volatile fund at 19.1% annualized versus 13.6% for SCHD. Worst drawdown: ADPV -22.3% vs SCHD -33.4%.
Should I hold both ADPV and SCHD?
ADPV and SCHD have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ADPV and SCHD?
ADPV and SCHD share 2 common holdings with a 0.5% weight overlap. Combined, they hold 123 unique securities.
Which pays a higher dividend, ADPV or SCHD?
ADPV yields 0.62% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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