AGRW vs SCHD
Allspring LT Large Growth ETF vs Schwab US Dividend Equity ETF
Which is better, AGRW or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. AGRW led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGRW | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $113M | $112.1B |
| Dividend Yield | 0.12% | 3.00% |
| Holdings | 51 | 103 |
| YTD Return | +7.89% | +23.46%Best |
| 1Y Return | +8.69% | +27.20%Best |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 16.9% | 14.2%Best |
| Max Drawdown | -16.5% | -13.0%Best |
| $10,000 over 1.5 years | $13,294Best | $12,751 |
| Top 10 Weight | 52.3% | 41.8%Best |
| Fund Family | Allspring Global Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Mar 26, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Mar 27, 2025 to Sep 18, 2026 (1.5 years).
AGRW vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
AGRW vs SCHD Performance
Allspring LT Large Growth ETF (AGRW) is an ETF from Allspring Global Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AGRW returned +8.69% while SCHD returned +27.20%. Year to date, AGRW is up 7.89% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AGRW has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 14.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.5% for AGRW and -13.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.05. They move largely independently of each other.
Fees and Cost Over Time
AGRW charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, AGRW currently yields 0.12% against 3.00% for SCHD.
Holdings Overlap
1.0% of AGRW's money is in holdings SCHD also owns. 3.8% of SCHD's money is in holdings AGRW also owns.
SCHD and AGRW share little of their money.
1 positions in common, counted across the 47 positions we hold weights for in AGRW and 100 in SCHD, against full books of 51 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for AGRW (96.1% of the fund), and 44 for AGRW that do not appear in SCHD (96.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AGRW | Weight in SCHD | Difference |
|---|---|---|---|
| UNHUnitedhealth Group Incorporated | 0.98% | 3.82% | 2.84% |
You are not choosing between two funds in isolation.
Whichever of AGRW and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGRW or SCHD?
AGRW has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, AGRW or SCHD?
Over the past year AGRW returned +8.69% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), AGRW annualized +20.90% vs +17.59% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGRW or SCHD?
AGRW has been the more volatile fund at 16.9% annualized versus 14.2% for SCHD. Worst drawdown: AGRW -16.5% vs SCHD -13.0%.
Should I hold both AGRW and SCHD?
AGRW and SCHD have a monthly-return correlation of 0.05, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between AGRW and SCHD?
3.8% of SCHD's money is in holdings AGRW also owns. 3.8% of SCHD's is in holdings AGRW also owns. They hold 1 positions in common, counted across the 47 positions we hold weights for in AGRW and 100 in SCHD.
Which pays a higher dividend, AGRW or SCHD?
AGRW yields 0.12% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AGRW?
SCHD has a lower expense ratio. AGRW led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.