AGZD vs VTI
WisdomTree Interest Rate Hedged US Aggregate Bond Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, AGZD or VTI?
Long Term Mid Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGZD | VTI |
|---|---|---|
| Expense Ratio | 0.23% | 0.03%Best |
| AUM | $144M | $666.9B |
| Dividend Yield | 4.00% | 1.03% |
| Holdings | 1,396 | 3,543 |
| YTD Return | +3.49% | +11.06%Best |
| 1Y Return | +4.75% | +15.41%Best |
| 3Y Return (annualized) | +5.53% | +20.48%Best |
| 5Y Return (annualized) | +4.50% | +11.52%Best |
| Volatility (annualized) | 2.1%Best | 15.0% |
| Max Drawdown | -13.1%Best | -35.0% |
| $10,000 over 5 years | $12,462 | $17,249Best |
| Fund Family | WisdomTree Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Blend |
| Inception | Dec 18, 2013 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 18, 2013 to Sep 16, 2026 (12.7 years).
AGZD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
AGZD vs VTI Performance
WisdomTree Interest Rate Hedged US Aggregate Bond Fund (AGZD) is an ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AGZD returned +4.75% while VTI returned +15.41%. Year to date, AGZD is up 3.49% versus a gain of 11.06% for VTI.
Over three years, AGZD compounded at +5.53% per year against +20.48% for VTI; over five years the annualized figures are +4.50% and +11.52% respectively. Across the full 13-year window we track, VTI has the edge at +12.02% annualized vs +1.29%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 2.1% for AGZD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for AGZD and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.59. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AGZD charges 0.23% per year while VTI charges 0.03%. On a $10,000 position that is $23 vs $3 annually, a gap of $20 per year that compounds over a long holding period. On income, AGZD currently yields 4.00% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of AGZD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGZD or VTI?
AGZD has an expense ratio of 0.23% while VTI charges 0.03%. VTI is the cheaper option, by $20 a year on a $10,000 investment.
Which performed better, AGZD or VTI?
Over the past year AGZD returned +4.75% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), AGZD annualized +1.29% vs +12.02% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGZD or VTI?
VTI has been the more volatile fund at 15.0% annualized versus 2.1% for AGZD. Worst drawdown: AGZD -13.1% vs VTI -35.0%.
Should I hold both AGZD and VTI?
AGZD and VTI have a monthly-return correlation of 0.59, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AGZD or VTI?
AGZD yields 4.00% while VTI yields 1.03%, so AGZD currently pays the higher dividend yield.
Is VTI better than AGZD?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.