AIBU vs SCHD
Direxion Daily AI and Big Data Bull 2X ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. AIBU delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AIBU | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.96% | 0.06% | |
| AUM | $22M | $103.7B | |
| Dividend Yield | 1.67% | 3.31% | |
| Holdings | 10 | 104 | |
| YTD Return | +34.19% | +25.62% | |
| 1Y Return | +46.90% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 57.3% | 13.6% | |
| Max Drawdown | -51.2% | -33.4% | |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | May 15, 2024 | Oct 20, 2011 |
AIBU vs SCHD Performance
Direxion Daily AI and Big Data Bull 2X ETF (AIBU) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AIBU returned +46.90% while SCHD returned +32.62%. Year to date, AIBU is up 34.19% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
AIBU has been the more volatile fund, with annualized monthly volatility of 57.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.2% for AIBU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AIBU charges 0.96% per year while SCHD charges 0.06%. On a $10,000 position that is $96 vs $6 annually, a gap of $90 per year that compounds over a long holding period. On income, AIBU currently yields 1.67% against 3.31% for SCHD.
Holdings Overlap
AIBU and SCHD share 0 holdings out of 134 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AIBU or SCHD?
AIBU has an expense ratio of 0.96% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $90 per year of difference.
Which performed better, AIBU or SCHD?
Over the past year AIBU returned +46.90% vs +32.62% for SCHD, so AIBU leads on 1-year performance. Over the longest common window we track (2 years), AIBU annualized +54.60% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, AIBU or SCHD?
AIBU has been the more volatile fund at 57.3% annualized versus 13.6% for SCHD. Worst drawdown: AIBU -51.2% vs SCHD -33.4%.
Should I hold both AIBU and SCHD?
AIBU and SCHD have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AIBU and SCHD?
AIBU and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 134 unique securities.
Which pays a higher dividend, AIBU or SCHD?
AIBU yields 1.67% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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