AIBU vs VTI

AIBU vs VTI

Which is better, AIBU or VTI?

Leverage Strategy against Large Cap Blend.

VTI has a lower expense ratio. AIBU led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 64.9%.

Lower Fees: VTIHigher Returns: AIBULess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAIBUVTI
Expense Ratio0.96%0.03%Best
AUM$23M$666.9B
Dividend Yield1.65%1.03%
Holdings383,543
YTD Return+35.52%Best+12.30%
1Y Return+28.29%Best+16.08%
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Volatility (annualized)56.0%12.1%Best
Max Drawdown-51.2%-19.3%Best
$10,000 over 2.3 years$26,307Best$14,596
Top 10 Weight64.9%33.3%Best
Fund FamilyDirexion Shares ETF TrustVanguard (US)
CategoryAlternativeEquity
StyleLeverage StrategyLarge Cap Blend
InceptionMay 15, 2024May 24, 2001

Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: May 15, 2024 to Sep 18, 2026 (2.3 years).

AIBU vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.

AIBU vs VTI Performance

Direxion Daily AI and Big Data Bull 2X ETF (AIBU) is an ETF from Direxion Shares ETF Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AIBU returned +28.29% while VTI returned +16.08%. Year to date, AIBU is up 35.52% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AIBU has been the more volatile fund, with annualized monthly volatility of 56.0% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -51.2% for AIBU and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

AIBU charges 0.96% per year while VTI charges 0.03%. On a $10,000 position that is $96 vs $3 annually, a gap of $93 per year that compounds over a long holding period. On income, AIBU currently yields 1.65% against 1.03% for VTI.

Holdings Overlap

AIBU already in VTI73.0%
VTI already in AIBU31.3%

73.0% of AIBU's money is in holdings VTI also owns. 31.3% of VTI's money is in holdings AIBU also owns.

Most of AIBU is already inside VTI. Owning both mostly buys the same companies twice.

24 positions in common, counted across the 33 positions we hold weights for in AIBU and 3,463 in VTI, against full books of 38 and 3,543.

What only one of them owns

Our book lists 1,131 positions for VTI that do not appear in our book for AIBU (66.2% of the fund), and 4 for AIBU that do not appear in VTI (22.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in AIBUWeight in VTIDifference
NVDANvidia Corp6.03%6.40%0.37%
MSFTMicrosoft Corp7.15%4.79%2.36%
AAPLApple, Inc5.48%6.29%0.81%
AMZNAmazon.Com Inc5.80%3.65%2.15%
GOOGLAlphabet Inc,class A5.43%2.90%2.53%
AVGOBroadcom Inc3.36%2.56%0.80%
PLTRPalantir Technologies Inc4.59%0.37%4.22%
METAMeta Platforms Inc3.02%1.70%1.32%
AMDAdvanced Micro Devices Inc3.13%1.08%2.05%
SNOWSnowflake Inc4.01%0.13%3.88%

73.0% of AIBU is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

AIBUVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, AIBU or VTI?

AIBU has an expense ratio of 0.96% while VTI charges 0.03%. VTI is the cheaper option, by $93 a year on a $10,000 investment.

Which performed better, AIBU or VTI?

Over the past year AIBU returned +28.29% vs +16.08% for VTI, so AIBU leads on 1-year performance. Over the longest common window we track (2 years), AIBU annualized +52.28% vs +17.87% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, AIBU or VTI?

AIBU has been the more volatile fund at 56.0% annualized versus 12.1% for VTI. Worst drawdown: AIBU -51.2% vs VTI -19.3%.

Should I hold both AIBU and VTI?

AIBU and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between AIBU and VTI?

73.0% of AIBU's money is in holdings VTI also owns. 31.3% of VTI's is in holdings AIBU also owns. They hold 24 positions in common, counted across the 33 positions we hold weights for in AIBU and 3,463 in VTI.

Which pays a higher dividend, AIBU or VTI?

AIBU yields 1.65% while VTI yields 1.03%, so AIBU currently pays the higher dividend yield.

Is VTI better than AIBU?

VTI has a lower expense ratio. AIBU led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 64.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.